Bank of America branches close at different times depending on location and day of the week
Most Bank of America branches open at 9 a.m. on weekdays and close between 4 p.m. and 6 p.m., but the exact closing time for your branch today depends on which location you're visiting. Some branches stay open until 5 p.m., others until 6 p.m., and a few in high-traffic areas may stay open later. Saturday hours are typically 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m., and most branches are closed on Sunday.
The fastest way to find your branch's hours right now is to use Bank of America's branch locator on their website or mobile app. You can also call the branch directly, search Google Maps for "Bank of America near me," or use the phone number on the back of your debit card to reach customer service, who can tell you the hours for any location.
Key Takeaways
- Bank of America branch hours vary by location, with most closing between 4 p.m. and 6 p.m. on weekdays.
- The branch locator on Bank of America's website or mobile app shows today's hours for your specific location.
- Calling your branch directly or using Google Maps will confirm hours faster than visiting in person.
- If you need banking services outside branch hours, Bank of America ATMs are available 24/7, and customer service can be reached by phone or through the mobile app.
- Saturday hours are typically 9 a.m. to 2 p.m., and most branches do not open on Sunday.
How to check your branch's hours online
Go to bankofamerica.com and click on the branch locator tool, usually found in the top navigation or under "Locations." Enter your zip code or city, and the tool will display all nearby branches with their hours for today, tomorrow, and the rest of the week. The mobile app has the same feature—open it, tap the menu icon, and select "Locations" or "Find a Branch."
Google Maps is another quick option: search "Bank of America" plus your city or neighborhood, and the hours will appear in the search result card on the right side of the screen. The hours shown are current for today. If you see "Open now" or "Closed," that's real-time information based on the current time.
What to do if your branch is closed
Bank of America ATMs are open 24 hours, so you can withdraw cash, deposit checks using the mobile app or an ATM with a deposit slot, transfer money between accounts, and check your balance at any time. If you need to speak to someone, call Bank of America customer service at the number on the back of your card—they can handle account questions, disputes, fraud reports, and some transactions over the phone.
For urgent issues outside business hours, the mobile app allows you to message customer service, schedule a callback, or start a chat. If you need to make a deposit and your branch is closed, you can use mobile check deposit through the app, which processes the check and credits your account within one to two business days.
Why branch hours vary by location
Bank of America sets hours based on foot traffic, staffing, and local demand. Branches in downtown areas or shopping centers often stay open later than those in residential neighborhoods. Some branches may have reduced hours on certain days or may close for lunch, though this is less common than it once was.
Holiday schedules also affect hours—branches may close early or remain closed on federal holidays like Thanksgiving, Christmas, and New Year's Day. The branch locator will show holiday hours if they differ from the regular schedule.
Using Bank of America services without visiting a branch
You can handle most banking needs without stepping into a branch. Mobile check deposit lets you photograph the front and back of a check and deposit it through the app. Transfers between Bank of America accounts happen instantly online. Bill pay is available through the website or app and can be scheduled in advance.
For wire transfers, loan applications, or account changes that require a signature, you may need to visit a branch or use notarized documents mailed to Bank of America. Customer service can tell you which transactions require an in-person visit before you make the trip.
Planning ahead for weekend and holiday banking
If you know you'll need branch services on a Saturday, check the locator early in the week to confirm hours—some branches have different Saturday schedules depending on the season. Most Bank of America branches do not open on Sunday, so plan accordingly if you need cash or a service that requires a teller.
For holidays, check the branch locator a few days before to see if your location has adjusted hours. Many branches close at noon or remain closed entirely on major holidays. If you're traveling or moving, use the locator to find a Bank of America branch near your destination and note its hours before you arrive.
Frequently Asked Questions
Can I do everything I need at an ATM instead of visiting a branch?
Most routine transactions work at an ATM: withdrawals, deposits (if the ATM has a slot), transfers, and balance checks. However, you'll need to visit a branch or call customer service for wire transfers, cashier's checks, account disputes, fraud reports, or changes to account settings that require verification.
What if I need to deposit cash after hours?
Bank of America ATMs with deposit slots accept cash deposits 24/7, and the funds are credited to your account immediately or by the next business day depending on the time of deposit. Check your ATM receipt for the exact credit time.
Do all Bank of America branches have the same hours?
No. Hours vary by location, day of the week, and season. Use the branch locator to check the specific hours for the location you plan to visit. Some branches may also have different hours during daylight saving time changes.
Can I call my branch directly to confirm it's open?
Yes. The branch locator shows the phone number for each location. Calling ahead is helpful if you need a specific service or want to confirm hours before making the trip, especially on weekends or holidays.
What happens if I try to visit a branch after it closes?
The branch will be locked, but you can use the ATM outside if one is available. If you need to speak to someone, use the mobile app to schedule a callback or message customer service, or call the number on the back of your card.