Your routing number is a nine-digit code printed on the bottom left of your checks
If you have a Bank of America checking account, your routing number appears on every check you write. Look at the bottom left corner of any check in your box — you'll see three groups of numbers. The first group, on the far left, is your routing number. It will be nine digits long.
Bank of America uses the same routing number for all accounts at a given branch location, so if you have multiple accounts at the same branch, they share one routing number. If you've moved or opened an account at a different branch, your routing number may differ.
Key Takeaways
- Your routing number is the first nine-digit group at the bottom left of any Bank of America check.
- Bank of America's main routing number for most accounts is 026009593, but your specific number depends on your branch location.
- You can find your routing number online by logging into your Bank of America account and checking your account details or statements.
- Call Bank of America customer service at 1-800-432-1000 if you cannot locate your routing number on a check or online.
Finding your routing number online through your Bank of America account
Log into your Bank of America account on the website or mobile app. Once you're signed in, navigate to your account details or account information section — this is usually found under "Settings" or "Account Details" depending on whether you're using the website or app.
Your routing number will be listed alongside your account number. Some accounts also display it on the account summary page. If you're setting up a direct deposit or wire transfer, Bank of America often displays the routing number automatically in the transfer setup screen so you don't have to hunt for it.
If you cannot find it in your account, check your most recent bank statement. Many statements print the routing number at the bottom of the first page or in the account information section.
What the routing number is used for
Your routing number tells other banks and payment processors which Bank of America branch holds your account. When someone sends you money via direct deposit, ACH transfer, or wire transfer, they use your routing number plus your account number to make sure the money lands in the right place.
You'll also need your routing number when setting up automatic bill payments, receiving payroll deposits, or transferring money between banks. It's safe to share your routing number — it's printed on your checks, which are often visible to merchants and service providers. Your routing number alone cannot be used to withdraw money from your account; someone would also need your account number and other verification.
Bank of America routing numbers by region
Bank of America operates multiple routing numbers depending on the state and branch where your account is held. The most commonly used routing number for Bank of America accounts nationwide is 026009593, but this is not universal.
If your account was opened at a branch in California, you may have a different routing number than someone with an account in New York or Texas. The routing number printed on your checks reflects your specific branch location. If you're unsure whether the number on your check is correct, you can verify it by logging into your online account or calling customer service.
Calling Bank of America customer service for your routing number
If you don't have a check handy and cannot access your online account, call Bank of America customer service at 1-800-432-1000. Have your account number ready when you call. A representative can confirm your routing number in seconds and can also verify it's correct for the type of transaction you're planning.
Customer service is available 24 hours a day, seven days a week. If you're calling from outside the United States, you can find the international phone number on the Bank of America website.
Using your routing number safely
Your routing number is public information — it's printed on every check you issue and is not a secret. However, you should never share your full account number along with your routing number via email, text, or phone unless you initiated the contact and trust the recipient.
Scammers sometimes pose as banks and ask for routing numbers as part of a phishing scheme. Bank of America will never ask you to confirm your routing number via unsolicited email or phone call. If someone contacts you claiming to be from your bank and asking for account details, hang up and call Bank of America directly using the number on the back of your debit card or on your statement.
Frequently Asked Questions
Is my routing number the same as my account number?
No. Your routing number identifies your Bank of America branch, while your account number identifies your specific account within that branch. Both are printed on your checks, but in different locations. The routing number is the first group of nine digits on the bottom left; your account number follows it.
Can I use the same routing number for wire transfers and ACH payments?
Yes. Your Bank of America routing number works for all types of incoming transfers — direct deposits, ACH transfers, wire transfers, and bill payments. The routing number doesn't change based on the type of transaction.
What if I have multiple Bank of America accounts?
If all your accounts are at the same branch, they share one routing number. If you opened accounts at different branches, you may have different routing numbers. Check the bottom of a check from each account to confirm, or log into each account online to see its specific routing number.
Do I need my routing number to withdraw money from an ATM?
No. You only need your debit card and PIN to withdraw money at a Bank of America ATM or at other banks' ATMs. Your routing number is only needed for incoming transfers and payments, not for withdrawals.