Your account number appears on your debit card, checks, and online banking
Your Bank of America account number is a 10-digit code that identifies your specific checking or savings account. You can find it in four places without calling the bank: on the front of your debit card (the digits after the bank routing number), on any check you have written, in the Online Banking portal under Account Details, or on your monthly statement.
The fastest route is your debit card if you have one. Look at the bottom left of the card—you will see a series of numbers. The first nine digits are your routing number (always 026009593 for Bank of America). The 10 digits that follow are your account number. If you do not have a card or cannot locate it, log into Online Banking on your computer or the mobile app, go to Accounts, select the account you need, and click Account Details or Account Information—the full number appears there.
Key Takeaways
- Your account number is a 10-digit code printed on your debit card, checks, and statements, and visible in Online Banking under Account Details.
- On your debit card, the account number is the 10 digits that come after the 9-digit routing number at the bottom left.
- If you have written checks, the account number is the second set of numbers at the bottom of the check, between the routing number and the check number.
- You can retrieve your account number through Online Banking or the mobile app without contacting customer service.
Finding your account number on a check
If you have a checkbook, your account number is printed on every check. Look at the bottom of the check. You will see three groups of numbers separated by vertical lines. The first group (nine digits) is the routing number. The second group (10 digits) is your account number. The third group is the check number.
This method works even if your checks are old, because your account number does not change unless you close the account and open a new one. If you have misplaced your checkbook but remember ordering checks, you can also contact Bank of America customer service and they will confirm the number over the phone after verifying your identity.
Retrieving it through Online Banking or the mobile app
Log into your Bank of America account on bankofamerica.com or open the mobile app. On a computer, click on the account name in the left menu, then look for a link labeled Account Details, Account Information, or View Details. Your full 10-digit account number will appear on that page. You can also take a screenshot or write it down for your records.
On the mobile app, tap the account you need from your account list, then scroll down or tap a menu icon (usually three horizontal lines) to find Account Details. The number displays the same way. This method is secure because you are already logged in with your username and password, and the number is tied to your specific account.
What to do if you cannot access your account number online
If you have forgotten your Online Banking password, you can reset it on the Bank of America login page by clicking "Forgot username or password?" and following the prompts. If you do not have a debit card, checks, or access to Online Banking, call Bank of America customer service at 1-800-432-1000. Have your Social Security number, date of birth, and a form of ID ready so they can verify your identity before sharing the number.
If you are locked out of your account due to security concerns, you may need to visit a Bank of America branch in person with a government-issued ID. Bring your ID and be prepared to answer security questions. The branch can print your account number for you or help you regain access to Online Banking.
Why you need your account number and when to use it
Your account number is required for direct deposit setup, wire transfers, ACH payments, and when setting up automatic bill payments. Employers need it to deposit your paycheck. Utility companies, insurance providers, and loan servicers need it to withdraw payments from your account. You will also need it if you are sending money to someone else's Bank of America account or receiving a transfer from another bank.
Keep your account number private—do not share it in emails, texts, or unsecured messages. If someone asks for it over the phone, verify that you called the number on the back of your card or on the official Bank of America website, not a number they provided. Scammers sometimes pose as banks and request account numbers to steal money.
The difference between your account number and routing number
Your routing number (026009593 for Bank of America) identifies the bank itself and the branch where your account is held. Your account number identifies your specific account within that bank. Both are printed on your checks and debit card, but they serve different purposes. When you set up direct deposit, you provide both numbers so the employer knows which bank to send the money to and which account to deposit it into.
If you move to a different Bank of America branch, your routing number may change depending on the branch location, but your account number stays the same. If you close your account and open a new one, you get a new account number but the routing number for your new account may be the same.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number (16 digits on the front of your debit card) is different from your account number (10 digits on the back). The card number is used for purchases and ATM withdrawals. The account number is used for transfers, direct deposit, and bill payments. Never use your card number when someone asks for your account number.
Can I change my account number?
You cannot change your existing account number. If you need a different number, you would have to close your current account and open a new one, which gives you a new account number. This is rarely necessary and creates complications with direct deposit and automatic payments, so most people keep the same account number for years.
What if I see multiple account numbers in my Online Banking?
If you have more than one account with Bank of America (for example, a checking account and a savings account), each one has its own 10-digit account number. Make sure you are using the correct number for the account you are making a transaction from or depositing into. The account name in Online Banking tells you which type of account it is.
Do I need my account number to call customer service?
No. When you call Bank of America, you can identify yourself using your Social Security number, date of birth, or the phone number associated with your account. The representative will pull up your account and can tell you the number if you need it. You do not have to provide it first.