Your account number is on your debit card, checks, and online banking
Your Bank of America account number is a unique identifier for your specific account. You can find it in four places without calling or visiting a branch: on the front of your debit card (the 10-digit number after the card number), on the bottom left of any check you write, in the Online Banking portal under Account Details, or in the mobile app under Account Information.
The account number is different from your routing number (which identifies Bank of America itself) and your card number (which is for debit or credit card transactions). You will need the account number when you set up direct deposit, arrange wire transfers, pay bills by check, or authorize automatic payments from your account.
If you do not have a debit card or checks yet, the fastest route is to log into Online Banking or the mobile app. If you cannot access either, you can visit any Bank of America branch with your ID and ask a teller to provide it.
Key Takeaways
- Your account number appears on your debit card as a 10-digit number printed after the card number on the front.
- The bottom left corner of any check you own shows your account number, routing number, and check number in order.
- Online Banking and the mobile app both display your account number under Account Details or Account Information without logging in to a separate page.
- The account number is not the same as your card number or routing number, and you will need all three for different transactions.
Finding your account number on your debit card
Look at the front of your Bank of America debit card. You will see a long number embossed or printed across the middle—that is your card number. Directly below or to the right of the card number, you will see a shorter 10-digit number. That is your account number.
The account number on your card is always the same, even if Bank of America reissues you a new card due to expiration or fraud. The card number changes, but the account number stays with you as long as you keep the account open.
Finding your account number on a check
Open your checkbook and look at the bottom of any check. You will see three sets of numbers separated by vertical lines. Reading left to right, the first set is your routing number (9 digits), the second set is your account number (10 digits), and the third set is your check number.
This layout is standard across all U.S. banks. The routing number tells the banking system which Bank of America branch or processing center to send the payment to. The account number tells that location which account within Bank of America to pull the money from. If you have multiple accounts, each one will have its own account number, but they will all share the same routing number.
Finding your account number in Online Banking or the mobile app
Log into Bank of America Online Banking on a computer or open the mobile app on your phone. Once you are signed in, look for a section labeled "Accounts" or "Account Details." Click or tap on the account you want information about. Your account number will be displayed prominently on that page, usually near the account name and balance.
In the mobile app, you may need to tap the account itself to open its details page. Some versions of the app show the account number on the main dashboard; others require one additional tap. If you cannot find it immediately, search the app's help section for "account number" and it will direct you to the exact screen.
This method works even if you do not have a physical debit card or checkbook yet. New accounts sometimes take a day or two to appear in Online Banking, so if you just opened your account, wait until the next business day and try again.
Finding your account number at a Bank of America branch
Walk into any Bank of America branch with a valid photo ID. Tell a teller you need your account number. They will look it up in their system and write it down for you or print it on a receipt. This takes less than five minutes and requires no appointment.
Bring your ID even if you are a long-time customer. Bank of America tellers verify identity before releasing account information, even to the account holder. If you have a debit card, bring that too—it speeds up the lookup.
What to do if you cannot access your account number
If you have forgotten your Online Banking password, use the "Forgot Password" link on the login page to reset it. You will need to verify your identity using your Social Security number, date of birth, and answers to security questions you set up when you opened the account.
If you do not remember your security questions or cannot access the email or phone number on file, call Bank of America customer service at the number on the back of your debit card. They will verify your identity over the phone and either reset your password or provide your account number directly. This call usually takes 10 to 15 minutes.
If you have lost your debit card and do not have checks, the phone call or branch visit is your fastest option. Do not wait—if you need the account number to set up direct deposit or authorize a payment, calling now means you can complete that task today.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16-digit number embossed on the front of your debit or credit card. Your account number is a separate 10-digit number printed below or next to the card number. They are different identifiers for different purposes.
Can I use my account number to make purchases online?
No. Online purchases require your card number, expiration date, and CVV (the three-digit security code on the back). Your account number is for bank transfers, direct deposit, and bill payments—not for card transactions.
What is the routing number and how is it different from my account number?
Your routing number identifies Bank of America as the bank. Your account number identifies your specific account within Bank of America. Both appear on the bottom of your checks. You need both when setting up direct deposit or wire transfers.
Do I have a different account number for each account I have?
Yes. If you have a checking account and a savings account, each one has its own account number. They share the same routing number because they are both at Bank of America, but the account numbers are unique to each account.
Is it safe to share my account number?
Your account number alone cannot be used to withdraw money or make purchases. However, combined with your routing number, it can be used to set up unauthorized automatic payments or ACH transfers. Share it only with people or organizations you trust, such as your employer for direct deposit or a utility company for bill payment.