Bank of America accepts coins, but only through their coin counting machines or by rolling them yourself
Bank of America will take your coins. You can deposit loose coins into a coin counting machine at most branches, or you can roll them in paper coin wrappers and deposit them at the teller window. The machine counts and deposits the coins directly into your account. If you bring rolled coins to a teller, they may verify the count or accept them as-is, depending on the branch and the amount.
The fastest route is the coin machine if your branch has one. You pour your coins in, the machine counts them, and the total goes straight into your checking or savings account. No teller interaction needed. If your branch does not have a machine, ask the teller whether they accept rolled coins or loose coins at the window.
Key Takeaways
- Most Bank of America branches have coin counting machines that accept loose coins and deposit the total directly into your account.
- You can also roll coins in paper wrappers (available free at the bank) and deposit them at the teller window.
- Coin machines are usually located in the lobby and available during business hours; some branches offer extended access.
- There is no fee to deposit coins at Bank of America if you have an account with them.
- If your branch does not have a coin machine, call ahead to confirm whether tellers will accept loose or rolled coins.
How to use the Bank of America coin counting machine
Walk into your branch during business hours and locate the coin machine in the lobby. It is usually a large gray or blue machine near the teller area or entrance. Insert your coins into the slot at the top. The machine counts them as they fall through, and a screen shows the total. When you are finished, press the button to complete the transaction.
The machine will print a receipt showing the amount counted. Take the receipt to a teller, or the deposit may post to your account automatically depending on your branch's setup. Ask a teller the first time you use it to confirm whether you need to do anything else. Most machines deposit the funds within one business day.
Depositing rolled coins at the teller window
If your branch does not have a coin machine, you can roll your coins yourself or ask the bank for free coin wrappers. Coin wrappers come in standard denominations: pennies (50 coins per roll), nickels (40), dimes (50), and quarters (40). Roll your coins tightly so they do not fall out, and stack them by denomination.
Bring the rolled coins to a teller along with your account information or debit card. The teller will either count them by hand or weigh them to verify the amount. Some branches accept rolled coins without opening them if they trust the count; others will open and recount. The deposit posts to your account the same day or the next business day.
What coins Bank of America will not accept
Bank of America will not accept coins that are damaged, heavily corroded, or not legal U.S. currency. Foreign coins, tokens, or collectible coins are not accepted through standard deposit channels. If you have rare or collectible coins, you will need to sell them through a coin dealer or auction house instead.
Coin machines may reject coins that are too worn or stuck together. If the machine rejects a coin, it will usually drop it into a return slot. You can try inserting it again or set it aside. Tellers have more discretion and may accept worn coins that machines reject, so ask at the window if the machine will not take them.
Coin deposit limits and timing
Bank of America does not publish a specific limit on how many coins you can deposit at once. However, if you are depositing a very large amount—more than a few hundred dollars in coins—call your branch ahead of time. Large coin deposits may require advance notice so the branch can prepare to handle the volume or arrange for a coin counting service.
Deposits made at a coin machine or teller window before the branch closes usually post to your account by the next business day. Weekend and holiday deposits may take longer. Check your account online or call the branch to confirm the deposit posted if you need to verify it quickly.
Finding a Bank of America branch with a coin machine
Not every Bank of America branch has a coin counting machine. Use the branch locator on the Bank of America website or mobile app to find branches near you, then call ahead to ask whether they have a coin machine. You can also visit the branch in person and ask a teller.
If your nearest branch does not have a machine, you have two options: roll the coins yourself and deposit them at the teller window, or visit a different branch that has a machine. Some branches in high-traffic areas are more likely to have machines than smaller or rural locations.
Frequently Asked Questions
Is there a fee to deposit coins at Bank of America?
No. If you have a Bank of America account, there is no fee to deposit coins using the coin machine or at the teller window. The service is free for account holders.
Can I deposit coins if I do not have a Bank of America account?
No. You must have an active checking or savings account with Bank of America to deposit coins. Non-customers cannot use the coin machines or deposit coins at the teller window.
What happens if the coin machine jams or breaks?
If the machine jams or malfunctions while you are using it, press the button to return your coins or contact a teller immediately. The teller can help retrieve your coins and process the deposit manually at the window instead.
Can I deposit coins into a savings account or only checking?
You can deposit coins into either a checking or savings account. Tell the teller which account you want the deposit to go into, or select the account on the coin machine screen before you start.
How long does it take for a coin deposit to show up in my account?
Most coin deposits post within one business day. If you deposit coins after the branch closes or on a weekend, the deposit may not post until the next business day or the day after, depending on when the branch processes it.