Bank of America will issue a single check if you ask for it, but the process depends on what you need the check for
If you want one check instead of a book of checks, Bank of America can print and mail it to you. The bank does not charge a fee for this service. However, the timeline and exact process vary depending on whether you are a checking account holder requesting a replacement check, need a cashier's check, or want a check printed from a different account type.
For a regular personal check from your checking account, you can call Bank of America at 1-800-432-1000 or visit a branch in person. The bank will print the check and mail it to your address on file, which typically takes 7 to 10 business days. If you need the check faster, visiting a branch allows you to request expedited printing, though availability depends on the branch location.
Key Takeaways
- Bank of America prints single checks from checking accounts at no charge and mails them within 7 to 10 business days.
- A cashier's check—a check drawn on the bank's own account rather than yours—can be obtained same-day at any branch for a fee that varies by account type.
- You can request a single check by phone at 1-800-432-1000, through your online banking portal, or by visiting a branch in person.
- If you need the check urgently, visiting a branch is faster than requesting by mail, though some branches can print checks on-site while you wait.
Requesting a regular check by phone or online
Call Bank of America's customer service line at 1-800-432-1000 and tell them you need a single check printed. Have your account number ready. The representative will confirm your mailing address and process the request. The check will arrive by mail in 7 to 10 business days.
Some Bank of America customers can also request a check through the mobile app or online banking portal under account settings, though this option is not available on all account types. Check your account dashboard to see if the option appears. If it does not, phone or branch visit is your route.
Getting a cashier's check from Bank of America
A cashier's check is different from a personal check. It is drawn on Bank of America's own account, not yours, which makes it more secure for large transactions. Many sellers, landlords, and institutions require cashier's checks because they cannot bounce. You can get one same-day by visiting any Bank of America branch.
Bring your ID and the account you want to draw from (checking or savings). Tell the teller the amount and who the check should be made payable to. The fee varies: account holders with certain account types pay $0 to $10, while non-customers pay around $15. The check is usually ready within 15 to 30 minutes.
Visiting a branch for faster service
If you need a check within hours rather than days, go to a Bank of America branch with your ID and account information. Some branches can print a single personal check on-site while you wait, though this depends on the branch's equipment and staffing. Call ahead to confirm your local branch offers this service.
Branch hours vary by location. You can find your nearest branch and its hours on the Bank of America website or by calling 1-800-432-1000. Weekend and holiday hours are limited, so plan accordingly if you need the check urgently.
What information you need to provide
Whether you request by phone, online, or in person, Bank of America will ask for your account number, the amount of the check, and who it should be made payable to. If you are requesting a personal check, the bank will mail it to the address on file unless you specify a different address. If you are getting a cashier's check, you must be present to sign it.
If the payee name is a business or organization, spell it exactly as it should appear on the check. Errors in the payee name can cause the check to be rejected when deposited.
Costs and fees
Bank of America does not charge to print and mail a single personal check from your checking account. Cashier's checks carry a fee that depends on your account type: most checking account holders pay $0 to $10, while savings account holders or non-customers may pay $10 to $15. Call your branch or check your account terms to confirm the exact fee.
If you need the check mailed to an address different from the one on file, there is no additional charge, but the mailing address change may take an extra business day to process.
Frequently Asked Questions
How long does it take to get a single check from Bank of America?
A personal check mailed to you takes 7 to 10 business days. A cashier's check obtained in person at a branch is ready the same day, usually within 15 to 30 minutes. Some branches can print a personal check on-site while you wait, but this is not may provide at every location.
Can I get a check without going to a branch?
Yes. Call 1-800-432-1000 and request a check by phone, or use your online banking portal if the option is available on your account. The check will be mailed to you. If you need it faster, you must visit a branch in person.
What is the difference between a personal check and a cashier's check?
A personal check is drawn on your account and can take time to clear. A cashier's check is drawn on Bank of America's account, making it more secure and faster to clear. Cashier's checks are required for large purchases or when the recipient wants may provide payment.
Do I have to pay a fee for a single personal check?
No. Bank of America does not charge to print and mail a single personal check from your checking account. Cashier's checks do carry a fee, typically $0 to $15 depending on your account type.
Can I request a check to be mailed to a different address?
Yes. When you request the check, tell Bank of America the address where you want it mailed. It will be sent there instead of your account address on file. This does not add a fee, but may add one business day to processing time.