Student Loan Payments

Student loan payments work differently depending on which type of loan you have and which repayment plan you chose. Federal loans, private loans, and Parent PLUS loans each have their own payment schedules, interest calculations, and rules about what happens if you fall behind. Understanding how your specific loan payment works—when it's due, where the money goes, and what options exist if you can't pay—keeps you from overpaying or damaging your credit.

These articles explain the mechanics of making payments: how to set up automatic payments, what happens when a payment is late, how to handle multiple loans at once, and what to do if you're struggling to afford your monthly bill. You'll also find information about income-driven repayment plans, loan forgiveness programs, and how to dispute a payment if something goes wrong.