Check your Mississippi refund status through the Department of Revenue website
Mississippi's Department of Revenue runs the official refund tracker at dor.ms.gov. Go to the "Where's My Refund?" tool on their homepage — it's the fastest way to see where your state return stands. You'll need your Social Security number, filing status (single, married filing jointly, etc.), and the exact refund amount you claimed on your return.
The tool updates once per week, usually on Thursdays. If you filed electronically, your return typically enters the system within 24 hours. If you mailed a paper return, allow 2 to 3 weeks before the tracker will recognize it. The tracker shows you one of four statuses: received, processing, approved, or sent to your bank.
The Department of Revenue processes most returns within 21 days of receipt if there are no errors or missing information. Refunds sent by direct deposit arrive faster than paper checks — usually 5 to 7 business days after the tracker shows "sent to your bank." Paper checks take 7 to 14 business days.
Key Takeaways
- Use the "Where's My Refund?" tool at dor.ms.gov with your Social Security number, filing status, and refund amount to check your return status.
- The tracker updates once per week on Thursdays, so checking daily will not show new information.
- Direct deposit refunds arrive 5 to 7 business days after the tracker shows "sent to your bank," while paper checks take 7 to 14 business days.
- If your return was mailed on paper, wait 2 to 3 weeks before checking the tracker for the first time.
- Missing or incorrect information on your return will delay processing; the Department of Revenue will contact you by mail if they need clarification.
What each tracker status means and how long it takes
Received means the Department of Revenue has your return in their system. This status appears within 24 hours of e-filing or 2 to 3 weeks after mailing a paper return. You should see this status before anything else.
Processing means a tax examiner is reviewing your return for errors, missing schedules, or inconsistencies with wage reports from your employer. This stage usually takes 7 to 14 days. If the Department finds an issue, they will mail you a letter explaining what they need.
Approved means your return passed review and your refund amount is final. The Department will send your refund within 1 to 3 business days after this status appears.
Sent to your bank means the refund has left the Department's system. If you chose direct deposit, the money will arrive in your account within 5 to 7 business days. If you requested a paper check, allow 7 to 14 business days for it to arrive by mail.
Why your refund might be delayed
The most common reason for delay is incomplete or incorrect information on your return. If you listed the wrong Social Security number, mismatched your W-2 income, or forgot to sign the return, the Department will hold it in processing and mail you a notice. Check your mailbox regularly — you have 30 days to respond to most notices.
If you claimed the Earned Income Tax Credit or the Child Tax Credit, your return will stay in processing longer. Federal law requires the IRS to hold Mississippi returns that claim these credits until at least mid-February, even if you filed in January. This is not a problem with your return; it is a federal hold that affects all states.
Identity theft or a duplicate Social Security number on file can also delay your return. If the tracker shows "processing" for more than 30 days with no letter from the Department, call them at 601-359-1141 to ask whether a hold or flag is on your account.
How to contact the Department of Revenue if your refund is stuck
Call the Department of Revenue at 601-359-1141 during business hours, Monday through Friday, 8 a.m. to 5 p.m. Central Time. Have your Social Security number, filing status, and refund amount ready. They can tell you whether your return is still processing, whether a letter was mailed to you, or whether there is a hold on your account.
If you received a letter from the Department asking for more information, respond by the deadline on the letter. Mail your response to the address listed on the letter, or call the number on the letter to ask whether you can fax or email your documents instead. Do not ignore the letter — the Department will deny your refund if you do not respond within 30 days.
If your refund was sent to your bank but never arrived, wait 10 business days from the "sent to your bank" date before contacting your bank. Banks sometimes hold deposits for a day or two. If 10 business days have passed and the money is not in your account, call your bank's customer service line and give them the date the Department sent the refund. They can trace it on their end.
Direct deposit versus paper check — which arrives faster
Direct deposit is faster and more reliable. Once the tracker shows "sent to your bank," the money arrives in your account within 5 to 7 business days. Paper checks take 7 to 14 business days to arrive by mail, and they can be lost or delayed by the postal service.
If you did not provide a bank account number on your return, the Department will mail you a paper check automatically. You cannot change this after you file — the Department will not issue a direct deposit refund for a return that was filed without banking information.
If you want to use direct deposit for next year's refund, make sure you include your routing number and account number on your return when you file. Double-check both numbers before you submit — an error in either one will cause the refund to be rejected by your bank, and the Department will have to mail you a check instead, adding 2 to 3 weeks to the timeline.
What to do if the tracker says your refund was sent but you never received it
If the tracker shows "sent to your bank" but the money has not arrived after 10 business days, contact your bank first. Give them the date the Department sent the refund and ask them to search for a pending or rejected deposit. Banks can see deposits that did not post to your account.
If your bank says they never received the deposit, call the Department of Revenue at 601-359-1141 and tell them the tracker shows "sent to your bank" but you have not received the money. They can check whether the deposit was rejected by your bank (usually because of a wrong routing or account number) and reissue the refund as a paper check if needed.
If you requested a paper check and it has been more than 14 business days since the tracker showed "sent to your bank," the check may have been lost in the mail. Call the Department to ask them to issue a replacement check. They will need to verify your address and may ask you to wait another week before issuing a replacement, in case the original check arrives.
How to amend your return if you made a mistake
If you filed your Mississippi return and then realized you made an error, you can file an amended return using Form 80-105. You must file the amended return within 3 years of the original filing date. Mail the amended return to the Department of Revenue at the address listed on the form.
Do not file an amended return if your original return is still processing or if the Department has already issued your refund. If your return is still in processing, call the Department at 601-359-1141 and ask whether you can withdraw it and file a corrected return instead. If your refund has already been issued, file the amended return — the Department will adjust your account and either send you an additional refund or bill you for the difference.
Amended returns take longer to process than original returns — usually 8 to 12 weeks. The tracker will not show the status of an amended return; you will need to call the Department to ask for an update.
Frequently Asked Questions
How often does the "Where's My Refund?" tracker update?
The tracker updates once per week, usually on Thursdays. Checking it multiple times per day or multiple times per week will not show new information. If your status has not changed in 2 weeks, call the Department of Revenue at 601-359-1141 to ask whether there is a hold or issue on your return.
Can I check my refund status if I filed a joint return with my spouse?
Yes. Use either spouse's Social Security number to check the status. The tracker will show the same information regardless of which number you use, since the return is filed under both names. Make sure you enter the correct filing status (married filing jointly) and the exact refund amount from the return.
What if I filed my return but the tracker says it was never received?
If you e-filed, wait 24 hours and check again — the system takes up to a day to process new returns. If you mailed a paper return, wait 2 to 3 weeks. If the tracker still shows nothing after that time, call the Department at 601-359-1141 with your filing date and ask them to search for your return manually.
Can I get my refund faster if I call the Department of Revenue?
No. Calling does not speed up processing. The Department processes returns in the order they were received, and calling will not move your return to the front of the queue. Calling is useful only if your return has been processing for more than 30 days with no update, or if you received a letter asking for more information.
What happens if I move before my refund arrives?
If you are receiving a paper check, contact the Department of Revenue at 601-359-1141 and give them your new address before the check is mailed. If the check has already been mailed to your old address, ask the Department to issue a replacement check to your new address. If you chose direct deposit, your refund will go to the bank account you listed on your return regardless of where you live.