Red Bank is a small borough in Monmouth County, New Jersey

Red Bank sits on the Navesink River in central New Jersey, about 35 miles south of New York City and roughly 15 miles north of the Jersey Shore. It is the county seat of Monmouth County, meaning the courthouse and county offices are located there. The borough has a population of around 12,000 people and is known as a walkable downtown with shops, restaurants, and cultural venues along Broad Street.

If you are looking for banks in Red Bank specifically, you will find branches of national and regional banks clustered in the downtown area and along Route 35. The town is small enough that most major banks have one or two branches rather than multiple locations.

Key Takeaways

  • Red Bank is located in Monmouth County, New Jersey, about 35 miles south of New York City and serves as the county seat.
  • Major national banks including Chase, Bank of America, and Wells Fargo operate branches in Red Bank's downtown and along Route 35.
  • Smaller regional banks and credit unions also serve the Red Bank area and may offer different account terms or fee structures than national chains.
  • You can find current branch locations and hours by searching the bank's website or calling their customer service line directly.

National banks with branches in Red Bank

Chase Bank operates multiple branches in the Red Bank area, including one on Broad Street in downtown. Chase offers checking and savings accounts, money market accounts, and credit products. You can visit a branch to open an account in person, or open one online and visit later to deposit cash or speak with a banker.

Bank of America has a branch in Red Bank as well, typically located near the downtown core or along Route 35. Bank of America offers similar account types to Chase, plus investment and wealth management services at some locations. Hours vary by branch, so check their website before visiting.

Wells Fargo also maintains a presence in the Red Bank area. Like the other national banks, Wells Fargo offers standard checking and savings products, though their branch network has contracted in recent years, so confirm a location is still open before making a trip.

Regional and community banks serving Red Bank

Investors Bank, a regional bank based in New Jersey, has branches in Red Bank and throughout Monmouth County. Investors often offers competitive rates on savings accounts and may have lower minimum balance requirements than national chains. Their customer service is typically local, meaning you may speak with someone who knows the Red Bank community.

Flushing Bank and other smaller regional institutions also serve the area. These banks sometimes offer higher interest rates on savings accounts or lower fees on checking accounts compared to national competitors, though their ATM networks are smaller. If you bank with a regional bank, confirm they have an ATM in Red Bank or nearby before opening an account.

Credit unions in the Red Bank area

Credit unions are member-owned financial institutions that often offer lower fees and competitive rates. Several credit unions serve Monmouth County residents, including those affiliated with employers, unions, or geographic areas. You must be a member to open an account, and membership rules vary by credit union.

To find a credit union you can join, search the CO-OP Network or Allpoint directories online, which show which credit unions accept your membership. Some credit unions allow anyone who lives or works in Monmouth County to join, while others require membership in a specific group. Call ahead to confirm membership rules before visiting.

How to find a specific bank branch in Red Bank

The fastest way to locate a branch is to visit the bank's official website and use their branch locator tool. Enter "Red Bank, New Jersey" or your zip code (07701) and the tool will show all nearby branches, their hours, and services available at each location. Most branch locators also show ATM locations.

You can also call the bank's customer service number and ask for the Red Bank branch address and hours. This is useful if you want to confirm the branch is open before you travel, or if you need to know whether a specific service (like a safe deposit box or notary) is available at that location.

Google Maps and Apple Maps both show bank locations when you search for a bank name plus "Red Bank, NJ". These maps display hours, phone numbers, and customer reviews, though hours may not always be current, so calling ahead is still a good idea.

Opening an account at a Red Bank bank branch

To open a checking or savings account in person, bring a government-issued photo ID (driver's license or passport) and proof of your current address (a utility bill or lease dated within the last 60 days). You will also need your Social Security number. Some banks ask for an initial deposit to open the account; amounts vary from $0 to $300 depending on the bank and account type.

If you prefer to open an account online before visiting a branch, most banks allow this. You can fund the account by transferring money from another bank account or by mailing a check. Once the account is open, you can visit the Red Bank branch to pick up a debit card, order checks, or ask questions about your account.

Frequently Asked Questions

What is the zip code for Red Bank, New Jersey?

The primary zip code for Red Bank is 07701. Some areas on the edges of town may use 07702 or nearby codes, but 07701 covers most of downtown and the central borough.

Can I open a bank account online and use the Red Bank branch later?

Yes. Most national and regional banks allow you to open a checking or savings account on their website. Once your account is open, you can visit the Red Bank branch to deposit cash, order checks, or speak with a banker about your account.

Do all banks in Red Bank have ATMs?

Most do, but not always at the branch itself. Ask when you call or visit. If a bank does not have an ATM in Red Bank, they may be part of a shared ATM network (like Allpoint or CO-OP) that lets you withdraw cash at other locations without a fee.

What documents do I need to open an account in person?

Bring a government photo ID, proof of your current address (utility bill or lease), and your Social Security number. Some banks may ask for additional information if you are opening a business account or if you have a history of overdrafts or fraud.

Are there banks open on weekends in Red Bank?

Some branches offer limited Saturday hours, but most are closed on Sunday. Check the specific branch's hours on the bank's website or call ahead. Many banks now let you handle routine tasks online or through their mobile app instead of visiting a branch.