How to remove your bank account from Atlas
To unlink your bank account from Atlas, log into your Atlas account, go to the Settings or Account menu, find the linked bank accounts section, and select the account you want to remove. Click the delete, remove, or unlink button next to that account. Atlas will ask you to confirm the action—this is the point where the connection ends. The account itself remains open at your bank; only the link between Atlas and that account is severed.
The exact steps vary slightly depending on whether you're using Atlas on the web or mobile app. On the web version, the bank account settings are usually under Account Settings or Integrations. On mobile, look for a menu icon (three horizontal lines) or a gear icon, then navigate to connected accounts or linked banks. If you cannot find the option, Atlas's support documentation or in-app help should direct you to the right page.
Once you unlink an account, Atlas will no longer be able to see transactions, balances, or account details from that bank. Any recurring transfers or payments you set up through Atlas using that account will stop working, so check for active transfers before you remove the account.
Key Takeaways
- Unlinking a bank account from Atlas removes only the connection between the two services, not the bank account itself.
- You can unlink an account through Settings or Account menu on either the web or mobile app by finding the linked banks section and selecting remove or delete.
- Any recurring transfers or payments tied to that account will stop working once you unlink it.
- The process is immediate—Atlas will no longer have access to that account's information after you confirm the removal.
- Your bank account remains open and unaffected; only the third-party connection is broken.
Why you might unlink a bank account
You may want to unlink a bank account if you've closed it, switched banks, or no longer want Atlas to access that account's information. Some people unlink accounts for privacy reasons or because they're no longer using Atlas for transactions with that particular bank.
If you're switching to a different bank account but staying with Atlas, you can unlink the old account and link a new one in the same settings menu. This is faster than closing your Atlas account entirely and starting over.
What happens to pending transactions when you unlink
If you have a transfer or payment in progress when you unlink the account, the outcome depends on whether the transaction has already been submitted to your bank. Transactions that have already left Atlas and reached your bank will complete normally. Transactions that are still pending within Atlas may fail or be cancelled.
Before unlinking, check your Atlas dashboard for any scheduled or pending transfers using that account. If you see any, wait for them to complete or cancel them manually first. This prevents confusion and ensures money doesn't get stuck in a failed transaction state.
Relinking the same bank account later
If you unlink an account and later want to reconnect it to Atlas, you can do so by going back to the linked accounts section and selecting the option to add or link a new account. You'll need to go through the verification process again, which typically involves confirming small deposits or answering security questions, depending on your bank and Atlas's current security requirements.
The time it takes to reverify can range from a few minutes to a few business days, depending on your bank's processing speed. Your transaction history within Atlas for that account may or may not be preserved after relinking—check Atlas's documentation or contact support if you need to know whether historical data will be available.
If you can't find the unlink option
If the unlink button isn't visible in your account settings, your Atlas account type or subscription level may have restrictions on removing linked accounts. Some business accounts or accounts with active loans or credit products may not allow unlinking until those products are closed or paid off.
Contact Atlas support directly with your account details and the name of the bank you want to unlink. They can tell you whether there's a restriction in place and what steps you need to take to remove it. Support can also unlink the account on your behalf if the option is unavailable in your interface.
Frequently Asked Questions
Does unlinking my bank account close the account at my bank?
No. Unlinking only removes the connection between Atlas and your bank account. Your bank account stays open and active at your bank. If you want to close the account itself, you'll need to contact your bank directly.
Will I lose my transaction history if I unlink?
Transaction history within Atlas for that account may be retained or deleted depending on Atlas's data retention policy. Check your account settings or contact Atlas support to confirm whether your historical data will remain visible after unlinking.
Can I unlink an account if I have an active loan or credit product through Atlas?
Some Atlas products, like loans or credit lines, require a linked bank account to remain active for payments and verification. You may not be able to unlink until the product is closed or paid off. Contact Atlas support to confirm whether your specific products allow unlinking.
What if I unlink by accident?
You can relink the account by going back to the linked accounts section and adding it again. You'll need to reverify the account, which may take a few minutes to a few business days depending on your bank.
Do I need to unlink before closing my Atlas account?
No. If you close your Atlas account entirely, all linked bank accounts are automatically disconnected. You only need to manually unlink if you want to keep your Atlas account but remove access to a specific bank.