Wire Transfers

Wire transfers move money directly from one bank account to another, typically within hours or a single business day. You use them to send larger sums—paying for a house down payment, settling an invoice, sending money overseas, or moving funds between your own accounts. Unlike checks or ACH transfers, which take several days, wires are faster and harder to reverse once sent, which is why understanding how they work and what can go wrong matters before you hit send.

The articles here explain what information you need to provide, how long transfers actually take depending on where the money goes, what fees banks charge, and what happens if you send money to the wrong account. You'll also learn how to spot wire transfer scams, what protections exist if something goes wrong, and when a wire is the right choice versus other payment methods.