How to change your linked bank account on Cash App
Open Cash App and tap the profile icon in the bottom right corner. Select "Linked Banks" or "Bank Accounts" (the exact label depends on your app version). Tap the bank account you want to remove, then select "Remove This Bank" or the trash icon. Confirm the removal. Then tap the plus icon or "Add Bank" to link your new account—Cash App will ask for your routing number and account number, which you can find on a check or by logging into your bank's website.
The entire process takes about five minutes. Your new account will be ready to use for sending and receiving money within a few minutes to a few hours, depending on whether Cash App needs to verify the account with two small deposits (which can take one to two business days). You do not need to contact Cash App support unless the verification fails or you cannot locate your routing and account numbers.
Key Takeaways
- You can remove an old bank account and add a new one directly in the Cash App settings without calling support.
- Cash App may verify a new account by depositing two small amounts, which takes one to two business days and requires you to confirm the amounts in the app.
- Your routing number and account number are on the bottom left of any check or available through your bank's online portal.
- Removing an old account does not affect your Cash App balance or any pending transactions tied to that account.
Why you might need to change your linked bank account
People change their linked bank account for several reasons: switching banks, closing an old account, fixing a typo in the account number, or moving to a joint account. If your old account is closed or flagged by your bank, Cash App will reject any attempt to send money to it, and you will see an error message when you try to transfer funds.
If you are switching banks, you do not have to wait for the old account to close. You can add the new account while the old one is still active, then remove the old one once you confirm the new account is working. This prevents any gap in your ability to move money in and out of Cash App.
Step-by-step: removing your current bank account
Tap the profile icon (a circle with your initials or photo) at the bottom right of the Cash App home screen. Scroll down and tap "Linked Banks" or "Bank Accounts." You will see a list of any accounts you have connected. Tap the account you want to remove.
A menu will appear with options. Look for "Remove This Bank," "Delete," or a trash icon. Tap it. Cash App will ask you to confirm—tap "Remove" or "Confirm" to finalize. The account is now disconnected from your Cash App profile. Any money already in your Cash App balance stays there; this only removes the link to that specific bank account.
Step-by-step: adding a new bank account
From the "Linked Banks" screen, tap the plus icon or a button labeled "Add Bank" or "Link Bank." Cash App will ask you to enter your routing number and account number. Do not enter your full bank name or branch—just the two numbers.
Your routing number is a nine-digit code that identifies your bank. Your account number is unique to your account. Both appear on the bottom left of any check you have. If you do not have checks, log into your bank's website or app, go to account details or statements, and copy the numbers from there. Paste them into Cash App, then tap "Confirm" or "Next."
Cash App will show you a summary of the account you are linking. Review it for accuracy, then confirm. The account is now linked, and you can use it immediately for most transactions. If Cash App needs to verify the account, it will deposit two small amounts (usually under $1 each) within one to two business days. You will see a notification in the app asking you to confirm the amounts—enter them to complete verification.
What happens if verification fails or takes too long
If Cash App cannot verify your account after two business days, you will see a message in the app. The most common reasons are a typo in the routing or account number, a mismatch between the name on your Cash App profile and the name on the bank account, or your bank blocking the verification deposits.
Double-check the routing and account numbers against your bank statement or online banking portal. Make sure the name on your Cash App profile matches the name on your bank account exactly—if your bank account is under "Robert Smith" but your Cash App says "Bob Smith," that can cause a mismatch. If the numbers are correct and the names match, remove the account and try adding it again. If it still fails after a second attempt, contact Cash App support through the app by tapping your profile icon, scrolling to "Support," and selecting "Contact Us."
Removing an account does not affect pending transfers
If you remove a bank account while a transfer to or from that account is pending, the transfer will still go through. Cash App completes transfers based on the account information at the time you initiated the transfer, not based on what is currently linked in your app. Once the transfer settles (usually one to three business days), the money will arrive at or leave from the account you specified, even if you have since removed it from Cash App.
This means you can safely remove an old account immediately after linking a new one. You do not have to wait for all pending transfers to clear first. However, if you are expecting a transfer to arrive at the old account, make sure it has cleared before you close that account with your bank.
Security and fraud protection when changing accounts
Cash App does not charge a fee to add or remove a bank account. When you link a new account, Cash App verifies it with two small deposits to confirm you own the account—this is a security measure to prevent someone else from linking your bank account without your permission. Only you can see your linked accounts in your Cash App settings.
If you see a bank account linked to your Cash App that you did not add, remove it immediately and change your Cash App password. Then contact your bank and let them know there was unauthorized access. If someone else has access to your Cash App login, they can link their own bank account and send your Cash App balance to themselves, so securing your password is the first step.
Frequently Asked Questions
Can I have more than one bank account linked to Cash App at the same time?
Yes. You can link multiple bank accounts and switch between them when you send or receive money. When you initiate a transfer, Cash App will ask which linked account you want to use. This is useful if you have accounts at different banks or a personal and business account.
How long does it take for a new bank account to be ready to use?
You can send and receive money immediately after linking a new account. If Cash App needs to verify it with two small deposits, that takes one to two business days. You will see a notification when verification is complete, and the account will be fully active.
What if I enter the wrong routing or account number?
Cash App will attempt to verify the account with two small deposits. If the number is wrong, the deposits will fail or go to the wrong account, and Cash App will notify you that verification failed. Remove the account and add it again with the correct numbers.
Do I lose my Cash App balance if I remove a bank account?
No. Your Cash App balance is separate from any linked bank account. Removing a bank account only disconnects that account from your profile—it does not affect the money in your Cash App wallet.
Can I change my bank account if I have a pending transfer?
Yes. Pending transfers will complete using the account information from when you started the transfer. You can remove the old account and add a new one without affecting transfers that are already in progress.