The basic process: Revolut to your bank in 3 to 5 business days
To move money from Revolut to your bank account, open the Revolut app, tap the card or account you want to transfer from, select "Send Money," choose your bank as the destination, enter the amount, and confirm. The money arrives in your bank account within one to five business days, depending on your bank and whether you're sending within the UK, EU, or internationally. Revolut does not charge a fee for transfers to your own bank account in most cases, though international transfers outside the EU may have a small cost.
The speed depends on your bank's processing time, not Revolut's. If your bank uses Faster Payments (UK) or SEPA (EU), the transfer usually lands within one business day. Standard bank transfers take longer—often three to five days. You can check the expected arrival date in the Revolut app before you confirm the transfer.
You only need to set up your bank details once. After the first transfer, your bank account appears as a saved recipient in the app, so future transfers take just a few taps.
Key Takeaways
- Transfers from Revolut to your bank account are free and take one to five business days depending on your bank's processing speed.
- You must verify your bank account details the first time you transfer; Revolut may ask you to confirm a small deposit to your bank to prove you own the account.
- Faster Payments (UK) and SEPA (EU) transfers usually arrive within one business day, while standard international transfers take three to five days.
- Once your bank account is saved in Revolut, you can transfer money without re-entering your details each time.
- If a transfer fails or takes longer than expected, check your bank's website first—the delay is usually on their end, not Revolut's.
Setting up your bank account for the first transfer
The first time you transfer to a new bank account, Revolut requires you to verify that you own it. Open the app, go to "Send Money," and select "Add New Recipient." Enter your bank's name, your account number, and your sort code (UK) or IBAN (EU and international). Revolut will then send a small test deposit—usually between 1p and 99p—to your bank account.
Check your bank statement for this deposit and the reference code attached to it. Return to Revolut, enter the amount and reference code, and confirm. This step typically takes 24 to 48 hours. Once verified, your bank account is saved and you can transfer money whenever you want without repeating this process.
If you do not see the test deposit within two business days, check that you entered your account details correctly. A wrong sort code or account number will cause the deposit to bounce back. You can try again, but Revolut may ask you to contact your bank to confirm your details are correct.
How long transfers actually take and why
Revolut sends your transfer to your bank immediately after you confirm it, but your bank controls how fast the money appears in your account. Within the UK, Faster Payments transfers usually land within two hours, though some banks take until the next business day. SEPA transfers within the EU typically arrive within one business day. International transfers outside the EU can take three to five business days because they pass through multiple banks.
Weekends and bank holidays slow everything down. If you transfer money on a Friday evening, it may not reach your bank until Monday or Tuesday. Revolut's app shows you the expected arrival date before you confirm, so check that before you send.
If your transfer does not arrive by the date shown in the app, log into your bank's website and search your transaction history for the incoming transfer. If it is not there, contact your bank's customer service—they can track it through the banking system. Revolut can see that it sent the money, but your bank has to receive it on their end.
Transfers between different currencies
If you hold money in Revolut in a different currency than your bank account, Revolut will convert it at its mid-market exchange rate before sending it. For example, if you have euros in Revolut and transfer to a UK bank account in pounds, Revolut converts the euros to pounds using the rate it offers that day. This rate is usually better than what a traditional bank charges, but it is not the same as the rate you see on financial news sites—Revolut adds a small margin.
You can see the exact exchange rate and the amount your bank will receive before you confirm the transfer. If the rate is not what you want, you can wait and transfer later, though exchange rates change constantly and you cannot predict which direction they will move.
Some users convert their money to the destination currency inside Revolut before transferring, which gives them control over when the conversion happens. Others transfer in the original currency and let their bank handle the conversion. Both routes work; the choice depends on whether you want to lock in an exchange rate now or let your bank decide later.
What to do if a transfer fails or gets stuck
A transfer can fail if you entered your bank details incorrectly, if your bank rejected it for security reasons, or if there was a technical problem on either end. Revolut will notify you in the app if a transfer fails, and the money returns to your Revolut account within one to three business days. Check the notification to see the reason—usually it says "incorrect account details" or "rejected by receiving bank."
If the reason is incorrect details, correct them and try again. If your bank rejected it, contact your bank to ask why—they may have flagged the transfer as suspicious, or there may be a restriction on your account. Once you know the reason, you can fix it and transfer again.
If a transfer shows as sent in Revolut but does not appear in your bank account after the expected number of business days, do not transfer again. Contact Revolut's support team through the app and provide them with the transaction reference number. They can check whether your bank received it and help you track it down. Your bank can also search for it using the reference number Revolut gives you.
Fees and limits on transfers
Revolut charges no fee to transfer money to your own bank account within the UK or EU. International transfers outside the EU may have a small fee—usually between £1 and £3—depending on the destination country and the amount. Revolut shows you the fee before you confirm, so you know the exact cost.
There is no daily or monthly limit on how much you can transfer to your bank account, but Revolut may place temporary limits on new accounts or if you transfer an unusually large amount. If you hit a limit, Revolut will tell you in the app and you can contact support to request an increase. Your bank may also have its own limits on incoming transfers, though most do not restrict transfers to your own account.
Frequently Asked Questions
Can I transfer money from Revolut to someone else's bank account?
No, Revolut only lets you transfer to bank accounts in your own name. If you want to send money to someone else, use Revolut's "Send Money" feature to transfer directly to their Revolut account (if they have one) or use a different payment method like bank transfer or a payment app.
What if my bank account details change?
You can delete the old bank account from Revolut and add the new one. The first transfer to the new account will require verification with a test deposit, just like the first time. After that, you can transfer freely.
Do I need to do anything special to transfer large amounts?
No, but Revolut may ask you to confirm the transfer if the amount is much larger than your usual transfers. This is a security check. You can also contact Revolut support beforehand if you want to let them know a large transfer is coming.
Why is my transfer taking longer than expected?
Check your bank's website first to see if the money has arrived. If not, contact your bank—delays usually happen on their end, not Revolut's. Weekends, bank holidays, and international transfers all take longer than standard UK transfers.
Can I cancel a transfer after I send it?
Once you confirm a transfer in Revolut, it is sent immediately and cannot be cancelled. If you need to stop it, contact Revolut support right away, but they may not be able to recall it depending on how far through the banking system it has travelled.