Yes, but the method depends on which card and which bank
You can transfer money from most someone cards to a bank account, but not all cards support it, and the ones that do use different pathways. A someone card is a prepaid card issued by Someone Financial—a fintech company that offers checking and savings products. If your someone card is linked to a someone account, you have direct access to move money out. If it's a standalone prepaid card with no underlying account, your options narrow significantly.
The fastest and most direct route is a transfer within the someone app or website if you have an active someone account. This typically takes one to two business days and costs nothing. If you don't have a someone account or need to move money to a bank outside the someone system, you'll need to use a third-party service like PayPal, Square Cash, or your bank's own transfer tools—each with different timelines and fees.
Key Takeaways
- If your someone card is connected to a someone account, you can transfer money directly through the app to any linked bank account in one to two business days at no cost.
- Standalone someone prepaid cards cannot transfer money directly to bank accounts; you must use a third-party payment app like PayPal or Square Cash as an intermediary.
- Third-party transfers usually charge a fee (typically 1 to 3 percent) and take two to five business days depending on the service and receiving bank.
- ATM cash withdrawal is always an option but costs money and requires you to deposit the cash yourself, making it slower and more expensive than a direct transfer.
- Check your someone card documentation or log into your account to confirm whether your card is prepaid-only or linked to a full someone account, as this determines your transfer options.
Transferring from a someone account to your bank
If you have a someone account (not just a prepaid card), the transfer process is straightforward. Log into the someone app or website, navigate to the Transfers or Money Movement section, and select the bank account you want to send money to. You'll need to have already linked your external bank account—this requires your routing number and account number, and someone will verify the account with two small deposits (usually under $1 each) that appear within one to three business days.
Once your bank account is verified, transfers from your someone account to that bank typically complete in one to two business days and carry no fee. Some someone accounts offer next-business-day transfers for a small fee if you need the money faster. Check your account settings or the transfer confirmation screen to see whether expedited options are available on your account type.
Moving money from a standalone prepaid someone card
A standalone prepaid someone card—one without an underlying someone account—cannot transfer money directly to a bank. Instead, you'll need to use a payment app that accepts prepaid cards as a funding source. PayPal, Square Cash, Venmo, and Google Pay all accept prepaid cards, though not all of them allow you to transfer the balance to a bank account directly.
The most reliable route is PayPal. Add your someone card to your PayPal wallet, transfer the balance to your PayPal account (this is instant), then transfer from PayPal to your bank account. PayPal transfers to a linked bank account take one to three business days and are free. Square Cash works similarly but charges a 1.5 percent fee for transfers to bank accounts. Venmo does not allow direct transfers to bank accounts—you can only send money to other Venmo users—so it's not useful for this purpose.
Using ATM withdrawal as a backup
If you cannot transfer directly and don't want to use a third-party app, you can withdraw cash from an ATM using your someone card, then deposit it into your bank account. This works but is slow and expensive. ATM withdrawals may carry a fee depending on the ATM network and your card type (some someone cards waive ATM fees at certain networks, others charge $2 to $3 per withdrawal). You then have to physically go to your bank or use its ATM to deposit the cash, and the deposit may take one to two business days to clear.
This method is practical only if you need cash anyway or if the amount is small enough that the ATM fee doesn't matter. For regular or large transfers, it's more expensive and slower than any direct method.
Fees and timelines across different methods
| Method | Cost | Timeline | Requirements |
|---|---|---|---|
| someone account to linked bank | Free (standard) | 1–2 business days | Verified bank account linked to someone account |
| someone account expedited transfer | $1–3 (varies) | Same business day or next day | Verified bank account; feature must be available on your account |
| PayPal (prepaid card to bank) | Free | 1–3 business days | PayPal account; linked bank account |
| Square Cash (prepaid card to bank) | 1.5% | 1–3 business days | Square Cash account; linked bank account |
| ATM withdrawal + bank deposit | $2–3 per withdrawal | 1–2 business days (after deposit) | ATM access; bank account |
What to do if your transfer gets stuck
If a transfer from your someone account doesn't arrive within the stated timeline, log into your someone account and check the transaction history. Look for the transfer status—it should show pending, processing, or completed. If it's stuck on pending after two business days, contact someone's customer support through the app or website. Have your transfer confirmation number ready.
If you used a third-party app like PayPal, check both the app's transaction history and your bank's incoming transfer log. Sometimes a transfer completes on PayPal's end but your bank hasn't received it yet. If more than three business days have passed, contact your bank's customer service line and provide the transfer reference number from PayPal. Your bank can trace the transfer and tell you whether it's in the queue or lost.
Protecting yourself from fraud during transfers
When you link a bank account to someone or to a payment app, verify the account details carefully before confirming. A single wrong digit in your routing or account number will send money to the wrong account, and recovering it is difficult. Most banks can attempt to retrieve misdirected transfers, but success is not may provide.
Never share your someone card number, PIN, or account credentials with anyone claiming to help you transfer money. Legitimate transfer services (someone, PayPal, your bank) will never ask for your PIN or full card number via email or phone. If someone contacts you offering to speed up a transfer for a fee, it's a scam.
Frequently Asked Questions
Can I transfer money from my someone card to someone else's bank account?
No, not directly. You can only transfer money from your someone card to your own bank account. If you want to send money to someone else, you'll need to use a peer-to-peer payment app like Venmo, PayPal, or Square Cash, which allows you to send money to another person's account or email address.
What if my bank account isn't verified yet on someone?
Someone requires verification before you can transfer money out. This involves linking your bank account and waiting for two small test deposits (usually under $1) to appear in your bank account, then confirming the amounts in the someone app. This process typically takes one to three business days. Until it's complete, you cannot transfer money to that bank account.
Does someone charge a fee to transfer money to my bank?
Standard transfers from a someone account to a linked bank account are free. Some someone account types offer expedited transfers (same day or next business day) for a small fee, usually $1 to $3. Check your account settings or the transfer confirmation screen to see what options are available on your account.
Can I transfer money from my someone card if it's been frozen or locked?
No. If your someone card or account is frozen due to suspected fraud or a security hold, you cannot transfer money until the freeze is lifted. Contact someone's customer support immediately to find out why the freeze is in place and how long it will last. In the meantime, you may be able to withdraw cash from an ATM if the card itself isn't locked.
How long does it take to transfer money from PayPal to my bank after I load my someone card?
The timeline has two parts: loading PayPal from your someone card is instant, but transferring from PayPal to your bank takes one to three business days. So the total time from someone card to bank account is one to three business days. PayPal offers expedited transfers (one business day) for a fee on some account types.