Yes, you can transfer from Revolut to your bank account in most cases
Revolut lets you move money out to a linked bank account, but the speed and cost depend on which country you're in, which Revolut account type you have, and whether you're sending money within the same country or across borders. A domestic transfer to a UK or EU bank account usually takes one to two business days and costs nothing. International transfers outside Europe take longer and may carry a fee depending on your Revolut plan.
The process itself is straightforward: you open Revolut, select the account you want to transfer from, choose your linked bank account as the destination, enter the amount, and confirm. Revolut will show you the exchange rate (if converting currency) and any fees before you send. Once you hit confirm, the money leaves Revolut immediately, but your bank account may take time to receive it.
Key Takeaways
- Domestic transfers within the UK or EU typically arrive in one to two business days at no cost.
- You must link your bank account to Revolut first, and Revolut will verify it with small test deposits before you can transfer large amounts.
- International transfers outside Europe may take three to five business days and incur fees depending on your Revolut plan tier.
- Revolut shows you the exact exchange rate and any fees before you confirm, so you know the final amount your bank will receive.
How to link your bank account to Revolut
Before you can transfer money out, you need to add your bank account as a destination in the Revolut app. Go to Transfers, select Add Beneficiary, and enter your bank's details: account holder name, account number, and sort code (UK) or IBAN (EU and most other countries). Revolut will ask you to confirm the account holder name matches your Revolut account.
Revolut then sends two small deposits (usually under £1) to your bank account to verify you own it. Check your bank statement for these amounts, return to Revolut, and enter them to confirm the link. This verification step protects you from sending money to the wrong account and usually takes one to three business days. Until you verify, Revolut will not let you transfer large amounts, though you may be able to send small test transfers.
Timing: when the money arrives
Domestic transfers within the UK or EU using SEPA (Single Euro Payments Area) arrive in one to two business days. Revolut processes the transfer on the same day you request it, but your bank controls when it appears in your account. Weekends and bank holidays can add delay, so a Friday transfer might not show until Tuesday.
International transfers outside Europe take longer. Revolut sends the money the same day, but it travels through correspondent banks, which can add two to three extra days. A transfer to the US, Canada, or Australia typically takes three to five business days total. Some banks add their own processing time on top, so check with your bank if money does not arrive within the window Revolut quoted.
Fees for transfers out of Revolut
Revolut's Standard plan (free) includes unlimited free transfers to bank accounts within the UK and EU. International transfers outside Europe cost money: the fee varies by destination country and is shown in the app before you confirm. Revolut Premium and Metal plans may offer higher international transfer limits or reduced fees, but the cost structure depends on your plan tier.
Revolut always shows you the exchange rate and any fee before you send, so you see exactly how much your bank account will receive. Your own bank may also charge a receiving fee for international transfers, though most UK and EU banks do not charge to receive domestic SEPA transfers. Check with your bank if you are unsure.
What to do if the transfer is delayed
If a domestic transfer does not arrive within two business days, or an international transfer does not arrive within five, contact Revolut support in the app. Provide the date you sent it, the amount, and the destination account details. Revolut can check whether the transfer left their system and, if it did, provide you with a reference number to give your bank so they can trace it on their end.
Your bank may need the SWIFT code or reference number from Revolut to locate the transfer. If Revolut confirms the money left but your bank cannot find it, the transfer may be stuck in a correspondent bank (for international payments) and your bank will need to escalate it. This is rare but can take an extra week to resolve. Keep the Revolut confirmation and any messages from support in case you need to dispute the transfer later.
Limits on how much you can transfer
Revolut sets daily and monthly transfer limits based on your account type and verification level. A Standard account with full verification can usually transfer up to £10,000 per day and £50,000 per month, though these limits vary by country. If you need to transfer more, you can split it across multiple days or contact Revolut to request a higher limit.
Your bank may also have its own outgoing transfer limits. Check your bank's app or call them if you are moving a large amount. Some banks flag transfers above a certain threshold for fraud review, which can delay the money reaching Revolut even though Revolut has already processed it on their end.
Transferring between your own Revolut accounts and your bank
If you hold multiple Revolut accounts (for example, a personal and a business account), you cannot transfer directly between them. You must transfer from one Revolut account to your bank, then from your bank to the other Revolut account. This takes two to four business days total and may incur fees from your bank if it treats the second transfer as an incoming international payment.
If you hold money in multiple currencies within the same Revolut account, you can transfer any currency to your bank account. Revolut will convert it at their mid-market rate plus a small markup (usually 1 to 2 percent) unless you are on a Premium or Metal plan, which offer better rates. The converted amount is what your bank receives.
Frequently Asked Questions
Can I transfer to a bank account that is not in my name?
No. Revolut requires the bank account holder name to match your Revolut account name. If you need to send money to someone else, you can use Revolut's peer-to-peer transfer feature to send it to their Revolut account, or transfer to your own bank account and then send it from there using your bank's own transfer service.
What happens if I enter the wrong bank details?
Revolut verifies the account holder name before sending, so if the name does not match, the transfer will be rejected and the money stays in your Revolut account. If the account number is wrong but the name matches, the money may be sent to the wrong account. Contact Revolut immediately if this happens; they can sometimes recall the transfer, but success depends on how quickly you report it and whether the receiving bank cooperates.
Do I pay tax on transfers from Revolut to my bank?
Transferring your own money between your own accounts is not a taxable event. However, if you earned money through Revolut (such as cashback or interest), that income may be taxable depending on your country's rules. Keep records of all transfers and any earnings for your tax return.
Can I cancel a transfer after I send it?
Once you confirm a transfer in Revolut, it is processed immediately and cannot be cancelled through the app. If the transfer has not yet arrived at your bank, contact Revolut support right away and ask them to recall it. They can sometimes stop it if it has not left their system, but this is not may provide. After the money reaches your bank, only your bank can reverse it.
Why is my transfer showing as pending for more than two days?
Domestic transfers usually clear within two business days; if yours is still pending, check whether you sent it on a weekend or bank holiday, which adds delay. For international transfers, pending status for up to five days is normal. If it is pending longer, contact Revolut with the transfer reference number and ask them to check whether it left their system. If it did, provide that reference to your bank so they can trace it.