Your routing number is on the bottom left of your checks, or you can find it online in seconds
Your Wells Fargo routing number is a nine-digit code that tells other banks where to send money when you receive a transfer, direct deposit, or payment. Wells Fargo's main routing number for most accounts is 121000248, but the actual number tied to your specific account depends on which state you opened it in and what type of account you have. The fastest way to confirm your exact routing number is to look at a check or log into your Wells Fargo account online.
You need this number when setting up direct deposit at work, paying bills through another bank, or sending money to someone else's Wells Fargo account. Getting it wrong means the payment goes to the wrong place or bounces back, which can delay your money by several days.
Key Takeaways
- Your routing number appears on the bottom left of any Wells Fargo check, printed as the first nine digits before your account number.
- Wells Fargo's primary routing number is 121000248, but your account may use a different one depending on your state and account type.
- You can confirm your exact routing number by logging into Wells Fargo's website or mobile app under account details.
- Calling Wells Fargo customer service at 1-800-869-3557 will give you your routing number in under a minute.
Check the bottom of your checks
The easiest place to find your routing number is the bottom left corner of any check from your Wells Fargo account. Three sets of numbers appear in this order: the routing number (nine digits), your account number (usually 10 to 12 digits), and the check number. The routing number always comes first.
If you do not have checks on hand or have not ordered them yet, this method does not work. Move to one of the other options below.
Log into your Wells Fargo online account
Go to wellsfargo.com and sign in with your username and password. Once logged in, navigate to the account you need the routing number for and look for a section labeled "Account Details," "Account Information," or "Routing Number." The exact location varies slightly depending on whether you are using the desktop website or the mobile app, but it is always in the account settings area.
On the mobile app, tap the account you want, then look for a menu icon (three horizontal lines) or an information icon. Select "Account Details" or "View Account Number." Your routing number will be displayed alongside your account number. Write it down or take a screenshot so you have it when you need it.
Call Wells Fargo customer service
Call 1-800-869-3557 and tell the representative you need your routing number. Have your account number or the last four digits of your Social Security number ready so they can pull up your account. They will give you the number over the phone in under a minute.
This method works if you are not comfortable using the website or app, or if you need the number immediately and do not have a check available. Customer service is available 24 hours a day, seven days a week.
Visit a Wells Fargo branch in person
Walk into any Wells Fargo branch with your ID and ask a teller for your routing number. They can print it for you or write it on a piece of paper. This is useful if you are already at the bank for another reason, but it is slower than the other methods if you need the number right away.
Bring a photo ID so the teller can verify your identity before giving you account information.
Understand why routing numbers vary by state
Wells Fargo operates in all 50 states, and some states have their own routing numbers. If you opened your account in California, your routing number might differ from someone who opened theirs in Texas. The main routing number 121000248 works for most Wells Fargo accounts nationwide, but your specific account may be assigned a state-specific routing number.
This is why it matters to confirm your exact number rather than assuming the main one will work. If you use the wrong routing number, the receiving bank will reject the transfer or deposit, and your money will bounce back to the sending bank. This delay usually takes three to five business days to resolve.
What to do if you receive the wrong routing number
If you gave someone the wrong routing number and a payment bounced, contact the person or organization that sent the money and ask them to resubmit it with the correct routing number. Then contact Wells Fargo to confirm your correct routing number so you can provide it again.
If money was sent to the wrong Wells Fargo account (because the routing number was correct but the account number was wrong), the receiving bank may be able to reverse it, but this takes time. Call Wells Fargo immediately and explain what happened. They can file a trace on the transaction and work with the other bank to recover the funds, though this process can take one to two weeks.
Frequently Asked Questions
Is the routing number the same for all Wells Fargo customers?
No. While 121000248 is the primary routing number, some accounts are assigned state-specific routing numbers. Always confirm your exact routing number through your checks, online account, or by calling customer service rather than assuming the main number applies to you.
Can I use the same routing number for checking and savings accounts?
Yes. Both your checking and savings accounts at Wells Fargo use the same routing number. The routing number identifies the bank branch, not the account type. Your account number is what distinguishes between the two.
What happens if I use the wrong routing number?
The payment will be rejected by the receiving bank and returned to the sender. This delay typically takes three to five business days. The sender will then need to resubmit the payment with the correct routing number.
Do I need my routing number to send money to someone else's Wells Fargo account?
Yes. When you set up a transfer to another Wells Fargo account, you will need the recipient's routing number and account number. If both accounts are at Wells Fargo, the transfer usually processes the same day or next business day.
Where do I find my routing number if I bank online only and do not have physical checks?
Log into your Wells Fargo account online or through the mobile app and navigate to Account Details. Your routing number will be listed there. You can also call 1-800-869-3557 to have a representative provide it over the phone.