Your Wells Fargo routing number is a nine-digit code that tells other banks where to send money when you receive a transfer or direct deposit
The routing number is specific to the Wells Fargo branch or service center that handles your account, not to you personally. You need it when setting up direct deposit at work, paying bills through another bank's system, or receiving money from someone else's account. Wells Fargo has multiple routing numbers depending on which state your account is based in and what type of account you hold.
The fastest way to find it is to look at the bottom left corner of any check you have from that account. The first nine digits printed there are your routing number. If you don't have checks or prefer not to use them, you can find it through your Wells Fargo online account, by calling Wells Fargo customer service, or by visiting a branch in person.
Key Takeaways
- The routing number appears as the first nine digits on the bottom left of any Wells Fargo check.
- Wells Fargo routing numbers vary by state and account type, so verify you have the correct one for your specific account before using it.
- You can find your routing number through your Wells Fargo online account, mobile app, or by calling 1-800-869-3557.
- When you give your routing number to set up direct deposit or transfers, double-check it matches your account location before confirming.
Finding the routing number on a check
Look at the bottom left corner of any check from your Wells Fargo account. You will see three groups of numbers printed in magnetic ink. The first group of nine digits is your routing number. The second group is your account number, and the third is the check number.
This method works only if you have checks and they are current. If your checks are old or from a different Wells Fargo account, the routing number may not match your current account. Verify the routing number matches the state where your account is based before you use it for any transaction.
Looking it up in your Wells Fargo online account
Log into your Wells Fargo account at wellsfargo.com or through the mobile app. Navigate to the account details or account information section. Most accounts display the routing number alongside the account number in a single view. The exact location varies slightly depending on whether you use the website or the app, but both show it in the account summary area.
If you cannot find it in the main account view, look for a section labeled "Account Details," "Routing Information," or "Wire Transfer Information." Some account types show the routing number only when you initiate a transfer or direct deposit setup, so you may need to start that process to see it.
Calling Wells Fargo customer service
Call Wells Fargo at 1-800-869-3557 and tell the representative you need your routing number. Have your account number and a form of identification ready. The representative will verify your identity and provide the routing number over the phone. This method works during business hours and does not require you to have checks or online access.
If you are calling from outside the United States, use the international number listed on the back of your Wells Fargo debit or credit card. Wait times can be longer during peak hours, typically mid-morning and early afternoon on weekdays.
Visiting a Wells Fargo branch in person
Walk into any Wells Fargo branch with a photo ID and ask a teller for your routing number. They can print it for you or write it down on the spot. This is the fastest method if you have a branch nearby and do not mind leaving home. Bring your account number if you have it, though the teller can look it up using your ID alone.
Branch hours vary by location. Most branches are open Monday through Friday during standard business hours and have limited Saturday hours. Call ahead or check the branch locator on wellsfargo.com to confirm hours before you go.
Understanding Wells Fargo routing numbers by state
Wells Fargo uses different routing numbers for different states and regions. The routing number for a Wells Fargo account in California differs from one in New York or Texas. This is because Wells Fargo operates through regional processing centers, and each center has its own routing number.
When you open an account, Wells Fargo assigns you a routing number based on the state where you opened it or where your account is primarily serviced. If you move to a different state, your routing number typically does not change unless you close the account and open a new one. Always use the routing number tied to your current account, not the one for your new state of residence.
What to do if you receive conflicting routing numbers
If you find different routing numbers from different sources, the one on your check is usually correct. Wells Fargo's website and customer service should also provide the same number. If they do not match, call customer service to confirm which one is active for your account.
Do not use a routing number you are unsure about. A wrong routing number will cause a transfer or direct deposit to fail or go to the wrong account. The transaction may take several days to reverse, and you could miss a payment deadline. When in doubt, call Wells Fargo or visit a branch to verify before you submit the number to your employer or another financial institution.
Frequently Asked Questions
Is the routing number the same for all my Wells Fargo accounts?
No. If you have multiple accounts at Wells Fargo, they may have different routing numbers depending on the account type and when it was opened. Check each account separately to confirm its routing number before using it for transfers or direct deposit.
Can I use the same routing number for checking and savings accounts?
Usually yes, if both accounts are at the same Wells Fargo branch or service center. However, some account types or older accounts may have different routing numbers. Verify by checking your statements or calling customer service rather than assuming they are the same.
What happens if I give someone the wrong routing number?
The transfer or direct deposit will fail or be sent to the wrong account. The sending bank will typically reverse the transaction within one to three business days, but you may miss a payment deadline or paycheck in the meantime. Contact Wells Fargo immediately if you realize you provided the wrong number.
Do I need a routing number to receive a wire transfer?
Yes. Anyone sending you a wire transfer needs your routing number and account number. Make sure you provide the correct routing number for your specific Wells Fargo account, as wire transfers cannot be reversed once sent if the routing number is wrong.
Is my routing number the same as my account number?
No. The routing number identifies the bank or branch, while the account number identifies your specific account. Both appear on your check, but they are different nine-digit codes in different positions.