Your Wells Fargo routing number is a nine-digit code that identifies your specific branch

The routing number is the nine-digit code that tells other banks which Wells Fargo branch holds your account. You need it to set up direct deposit, receive wire transfers, or pay bills through your bank. Wells Fargo has multiple routing numbers — one for each region and account type — so the number you need depends on where you opened your account and what you're doing with it.

The fastest way to find it is to look at the bottom left corner of any check you have. The first nine digits printed there is your routing number. If you don't have a check handy, you can find it online through your Wells Fargo account, by calling the bank, or by searching Wells Fargo's official routing number lookup tool.

Key Takeaways

  • The routing number is the first nine digits printed on the left side of any Wells Fargo check.
  • Wells Fargo routing numbers vary by region and account type, so verify you have the correct one before sending money.
  • You can find your routing number by logging into your Wells Fargo online account under account details or by calling customer service at 1-800-869-3557.
  • Wells Fargo's official routing number lookup tool on their website lets you search by state and account type to confirm the right number.

Check the bottom of your checks

The simplest method is to look at any check from your Wells Fargo account. At the bottom left of the check, you'll see three groups of numbers separated by colons or special symbols. The first group of nine digits is your routing number. This works for any Wells Fargo checking or savings account that comes with a checkbook.

If you've never ordered checks or don't have any on hand, this method won't work for you. Move to one of the other options below.

Log into your Wells Fargo online account

Go to wellsfargo.com and sign in with your username and password. Once you're logged in, look for a section labeled "Account Details," "Account Information," or "Routing Number." The exact location varies depending on whether you're using the desktop site or the mobile app, but it's usually found under settings or account management.

On the desktop site, click on the account you need the routing number for, then look for a link that says "Routing Number" or "Account and Routing Number." On the mobile app, tap the account, then look for the three-dot menu or "More" option to find account details. Write down the nine-digit number and double-check it before you use it.

Call Wells Fargo customer service

If you can't access your online account or prefer to speak with someone, call Wells Fargo at 1-800-869-3557. Have your account number ready. A representative can tell you your routing number over the phone and confirm it's correct for the transaction you're planning to make.

Wait times vary depending on the time of day and how busy the bank is. Calling early in the morning or mid-week typically means shorter hold times. The representative can also tell you if there's a different routing number you should use for a specific type of transaction.

Use Wells Fargo's routing number lookup tool

Wells Fargo maintains an official routing number search tool on their website. Go to wellsfargo.com, search for "routing number," and you'll find a page where you can enter your state and account type. The tool will return the routing number for your region.

This method is useful if you're setting up a new account or if you want to verify that the number you found is correct. The tool covers all Wells Fargo locations across the United States. Make sure you select the right state and account type — using the wrong routing number can delay or reject your transaction.

Routing numbers vary by location and account type

Wells Fargo doesn't use a single routing number for all accounts. Different regions have different routing numbers, and in some cases, savings accounts and checking accounts at the same branch may have different numbers. This is why it's important to verify you have the correct one before you send money or set up direct deposit.

If you're moving money between two Wells Fargo accounts, you may be able to transfer it within the bank without using a routing number at all — the bank can move the money directly. But if you're sending money to another bank or receiving a wire transfer, you'll need the correct routing number for your specific branch and account type.

What to do if you can't find your routing number

If none of the methods above work, call Wells Fargo customer service. They can pull up your account and give you the routing number immediately. You'll need to verify your identity, so have your Social Security number, account number, or the phone number associated with your account ready.

If you're trying to set up direct deposit for an employer and Wells Fargo can't find your routing number in their system, contact your employer's payroll department. They may have a list of common routing numbers or can help you troubleshoot. Some employers also have a dedicated support line for direct deposit questions.

Frequently Asked Questions

Is the routing number the same as my account number?

No. Your routing number identifies your Wells Fargo branch; your account number identifies your specific account at that branch. On a check, the routing number is the first nine digits at the bottom left, and your account number comes after it. You need both for most transactions.

Can I use the same routing number for wire transfers and direct deposit?

Usually yes, but not always. Most Wells Fargo accounts use the same routing number for both. However, some older accounts or special account types may have different routing numbers for different transaction types. Call Wells Fargo to confirm which routing number to use for your specific transaction.

What if I enter the wrong routing number?

If you use the wrong routing number, the transaction may be rejected, delayed, or sent to the wrong bank. If money does go to the wrong place, contact Wells Fargo immediately and provide them with the incorrect routing number you used. They can sometimes recover the funds, but it may take several business days.

Do I need a different routing number if I move to a different state?

It depends. If you move but keep your Wells Fargo account open at the same branch, your routing number stays the same. If you close your account and open a new one at a Wells Fargo branch in a different state, you may get a different routing number. Check with Wells Fargo when you open the new account.

Where do I find the routing number if I have a Wells Fargo credit card?

Credit cards don't have routing numbers. Routing numbers are only for bank accounts (checking and savings). If you need to set up a payment from your credit card, you'll use your card number and CVV instead. If you're paying your credit card bill from a bank account, use the routing number for that bank account.