Your routing number is in three places: your checks, Wells Fargo's website, and the bank itself
The routing number is a nine-digit code that tells the banking system which Wells Fargo branch or processing center handles your account. You need it for direct deposits, wire transfers, ACH payments, and setting up automatic bill pay. Wells Fargo's routing number varies by state and account type, so you cannot use the same number for every situation.
The fastest way to find it: look at the bottom left corner of any check you have. The first nine digits are your routing number. If you do not have checks or need to verify the number for a specific transaction type, log into your Wells Fargo account online or call the bank directly.
Key Takeaways
- The routing number appears as the first nine digits on the bottom left of any Wells Fargo check.
- Wells Fargo routing numbers differ by state and account type, so confirm you have the correct one before submitting a transfer or direct deposit.
- You can find your routing number by logging into Wells Fargo's website, calling customer service at 1-800-869-3557, or visiting a branch in person.
- Wire transfers, ACH payments, and direct deposits each require the correct routing number or the transaction will be delayed or sent to the wrong account.
Check the bottom of your checks
Open your checkbook and look at the bottom left corner of any check. You will see a series of numbers printed in a special magnetic ink format. The first nine digits are your routing number. The next set of digits (usually 10 to 12 numbers) is your account number. The last few digits are the check number itself.
This method works only if you have physical checks. If your account is new or you ordered checks but have not received them yet, use one of the other methods below.
Log into your Wells Fargo account online
Go to wellsfargo.com and sign in with your username and password. Once logged in, navigate to the account details or account information section—the exact location varies depending on whether you use the classic interface or the newer Wells Fargo Online experience.
Look for a section labeled "Account Details," "Routing Number," or "Bank Information." Wells Fargo displays your routing number alongside your account number and other account details. Write down the nine-digit number and double-check it before using it for any transaction. If you cannot find it in your account dashboard, the next step is to call customer service.
Call Wells Fargo customer service
Dial 1-800-869-3557 to reach Wells Fargo's automated customer service line. You can also reach a live representative at the same number. Have your account number or Social Security number ready so the representative can pull up your account.
Tell them you need your routing number for a specific purpose—direct deposit, wire transfer, or ACH payment—because the routing number can vary by transaction type and account location. The representative will give you the correct nine-digit number over the phone. Ask them to spell it out or repeat it back to you to avoid mistakes.
Visit a Wells Fargo branch in person
Walk into any Wells Fargo branch with your ID and ask a teller for your routing number. They can print it for you or write it on a piece of paper. This method is useful if you want to confirm the number face-to-face or if you have questions about which routing number to use for a specific transaction.
Branches are typically open Monday through Friday during business hours, with limited Saturday hours at some locations. Check the Wells Fargo branch locator on their website to find the nearest branch and confirm its hours before you go.
Understand why routing numbers vary
Wells Fargo operates processing centers in different states, and the routing number you use depends on where your account is held and what type of transaction you are making. A routing number for a direct deposit might differ from one used for a wire transfer, even for the same account.
When you set up a direct deposit with your employer or receive a wire transfer from another bank, always confirm the routing number with Wells Fargo first. Using the wrong routing number will not reject the transaction immediately—instead, it may be sent to a different account or delayed while the banking system tries to sort it out. This can take several business days to resolve.
What to do if a transaction uses the wrong routing number
If you realize you gave the wrong routing number after submitting a transfer or direct deposit, contact Wells Fargo immediately. Call 1-800-869-3557 and explain the situation. The bank can sometimes intercept the transaction before it processes, but this depends on how far along the transfer is in the system.
If the money has already left your account or arrived in the wrong place, Wells Fargo can file a trace to track where it went and recover it. This process takes 5 to 10 business days. For direct deposits from your employer, contact your payroll department and ask them to resubmit the deposit with the correct routing number on your next pay cycle.
Frequently Asked Questions
Is there one routing number for all Wells Fargo accounts?
No. Wells Fargo uses different routing numbers depending on your account type, location, and the kind of transaction. Always confirm the routing number with the bank before submitting a transfer, direct deposit, or bill payment to make sure you have the right one for that specific situation.
Can I use the same routing number for wire transfers and ACH payments?
Not always. Wire transfers and ACH payments sometimes use different routing numbers at Wells Fargo. When you set up either type of transaction, ask Wells Fargo which routing number applies to that specific payment method to avoid delays or errors.
What happens if I use an old routing number?
An outdated routing number may cause the transaction to be rejected or sent to the wrong account. If this happens, contact Wells Fargo right away so they can trace the payment and recover the funds. The process typically takes 5 to 10 business days.
Do I need a routing number to transfer money between my own Wells Fargo accounts?
No. Transfers between your own Wells Fargo accounts use your account numbers only, not a routing number. You can set these up through online banking or by calling customer service without needing the routing number.