Your Wells Fargo routing number is a nine-digit code that identifies your specific branch
The routing number tells other banks and payment processors which Wells Fargo location holds your account. You need it to set up direct deposit, receive wire transfers, pay bills through your bank, or authorize automatic payments. Wells Fargo has multiple routing numbers — one for each region — so the number you need depends on where your account is based, not where you live now.
The fastest way to find it is to look at the bottom left corner of any check from your account. The first nine digits printed there is your routing number. If you do not have checks, you can find it through your online banking login, by calling Wells Fargo customer service, or by searching the Federal Reserve's routing number database.
Key Takeaways
- Your routing number appears as the first nine digits on the bottom left of any Wells Fargo check you have.
- Wells Fargo routing numbers vary by region and account type, so confirm you have the correct one for your specific branch location.
- You can look up your routing number through Wells Fargo's website, your online banking account, or by calling 1-800-869-3557.
- The Federal Reserve's routing number database (fedwiredata.frb.org) lets you search by bank name and state if you are unsure which number is yours.
Finding your routing number on a check
Open your checkbook and look at the bottom left of any check. You will see a series of numbers printed in magnetic ink. The first nine digits are your routing number. The next set of digits (usually 10 to 12 numbers) is your account number. The last few digits are the check number itself.
This method works even if the checks are old, as long as they are from the same Wells Fargo branch where your account is currently held. If you have moved or changed account types since the checks were printed, call Wells Fargo to confirm the routing number is still correct for your current account.
Looking it up through Wells Fargo online banking
Log into your Wells Fargo account at wellsfargo.com or through the mobile app. Navigate to the account details or account information section — the exact location varies depending on whether you use the website or app. You should see an option to view routing and account numbers, sometimes labeled "Account Details," "Routing Information," or "Bank Information."
If you cannot find it in account details, look for a section about setting up direct deposit or external transfers. Wells Fargo often displays the routing number there as well. If the option is not visible, contact Wells Fargo directly rather than guessing, since using the wrong routing number will cause transfers to fail or go to the wrong account.
Calling Wells Fargo customer service
Call Wells Fargo at 1-800-869-3557 and tell the representative you need your routing number. Have your account number ready, though the representative may ask for other identifying information like your Social Security number or the last four digits of the card linked to the account. They will give you the nine-digit routing number over the phone.
Customer service is available 24 hours a day, seven days a week. If you are calling from outside the United States, Wells Fargo has international phone numbers listed on its website. Wait times can be long during business hours, so consider calling early in the morning or late in the evening if you are not in a rush.
Using the Federal Reserve routing number database
The Federal Reserve maintains a public database of all routing numbers at fedwiredata.frb.org. Go to the site and search for "Wells Fargo" along with your state. The database will return a list of routing numbers for Wells Fargo locations in that state. Find the one that matches your branch or region.
This method works if you know which state your account is based in but do not have a check or access to online banking. The database is free and does not require a login. Keep in mind that Wells Fargo may have multiple routing numbers within a single state, so if you see more than one result, contact Wells Fargo to confirm which one applies to your account type.
Why Wells Fargo has different routing numbers by region
Wells Fargo operates as a network of regional banks across the United States. Each region has its own routing number to direct transactions to the correct processing center. This is standard practice across the banking system — most large banks have multiple routing numbers rather than one for the entire company.
The routing number you need is determined by the state and location where your account was opened or is currently held, not by where you live or where you are sending money from. If you moved to a different state after opening your account, your original routing number usually stays the same unless you formally transferred the account to a new branch.
What to do if you get the wrong routing number
If you use an incorrect routing number, the transfer or payment will either fail and bounce back to you, or it will go to a different Wells Fargo account or bank entirely. The sender's bank will typically reject the transaction within one to three business days and return the money to the originating account.
If money was sent to the wrong account, contact Wells Fargo immediately with the transaction details — the date, amount, and the incorrect routing number used. Wells Fargo can sometimes trace the transfer and recover the funds, but this process takes time and is not always successful. Always double-check the routing number before authorizing a transfer, especially for large amounts or time-sensitive payments.
Frequently Asked Questions
Is my Wells Fargo routing number the same as my account number?
No. Your routing number is nine digits and identifies your Wells Fargo branch. Your account number is separate, usually 10 to 12 digits, and identifies your specific account. Both appear on your check, with the routing number first on the bottom left.
Do I need a different routing number for checking versus savings accounts?
Usually not. Most Wells Fargo customers use the same routing number for both checking and savings accounts held at the same branch. However, some account types or older accounts may have different routing numbers. If you are unsure, contact Wells Fargo to confirm which routing number to use for your specific account.
Can I use any Wells Fargo routing number, or does it have to match my branch?
You must use the routing number for the specific branch or region where your account is held. Using a different Wells Fargo routing number will send the money to the wrong location and cause the transaction to fail or be delayed. Always verify you have the correct one for your account.
What if I do not have checks and cannot log into online banking?
Call Wells Fargo customer service at 1-800-869-3557. They can provide your routing number over the phone after verifying your identity. You can also visit a Wells Fargo branch in person and ask a teller to write down your routing number for you.
Does Wells Fargo charge a fee to look up my routing number?
No. Wells Fargo does not charge for providing your routing number through any method — checks, online banking, phone, or in person. Any service claiming to charge for this information is not affiliated with Wells Fargo.