The fastest way to access your savings account depends on whether you want to check it now or move money

If you already have a Wells Fargo savings account, you can view your balance and transaction history through Wells Fargo's website or mobile app within seconds. If you need to withdraw cash or deposit a check, you'll need to visit a branch or use an ATM. If you want to transfer money between accounts or pay a bill from your savings, you can do that online or through the app without leaving home.

The method you choose depends on what you're trying to do and how quickly you need to do it. Online and mobile access work 24/7. Branches have set hours. ATMs are available around the clock but only for cash withdrawals and deposits.

Key Takeaways

  • You can log into your Wells Fargo savings account at wellsfargo.com or through the Wells Fargo mobile app using your username and password.
  • ATMs let you withdraw cash and deposit checks at any time, but you need your debit card and PIN.
  • Wells Fargo branches are open during business hours and let you withdraw cash, deposit checks, or speak to someone about your account.
  • If you've forgotten your password, you can reset it on the login page using your username or Social Security number.
  • Mobile deposits through the app let you photograph a check and deposit it without visiting a branch.

Logging in online through the Wells Fargo website

Go to wellsfargo.com and click the "Sign On" button in the top right corner. Enter your username and password, then click "Sign On." If you have multiple accounts, you'll see them all listed on your dashboard once you're logged in. Click on your savings account to see your current balance, recent transactions, and account details.

If this is your first time logging in, you may need to set up your online account. You'll need your Social Security number, date of birth, and account number. Wells Fargo will send you a temporary password by email or text, which you'll use to create your own password on your first login.

Using the Wells Fargo mobile app

Download the Wells Fargo mobile app from the Apple App Store or Google Play Store. Open the app and tap "Sign On," then enter your username and password. Your savings account will appear on the main screen along with your other accounts.

The mobile app lets you check your balance, view transactions, transfer money between your own accounts, and deposit checks by taking a photo. To deposit a check, tap "Deposit," select your savings account as the destination, photograph the front and back of the check, and confirm the amount. The deposit typically posts within one business day.

Withdrawing cash at a Wells Fargo ATM

Insert your debit card into any Wells Fargo ATM and enter your PIN. Select "Withdrawal" and choose your savings account. Enter the amount you want to withdraw and confirm. The ATM will dispense your cash and print a receipt.

Wells Fargo ATMs are available 24/7 at Wells Fargo branches and many other locations. If you use an ATM that doesn't belong to Wells Fargo, you may be charged a fee by both Wells Fargo and the other bank. Check your account agreement to see what those fees are.

Visiting a Wells Fargo branch in person

Find your nearest branch at wellsfargo.com/locations or by calling 1-800-869-3557. Branch hours vary, but most are open Monday through Friday from 9 a.m. to 5 p.m. and Saturday mornings. Some branches have extended hours or Sunday hours.

At the branch, tell the teller you want to access your savings account. You can withdraw cash, deposit checks, transfer money, or ask questions about your account. Bring your debit card or a government-issued ID. If you want to make a large withdrawal, call ahead—some branches may need to order cash in advance.

Resetting your password if you're locked out

Go to wellsfargo.com and click "Sign On." Below the password field, click "Forgot your password?" Enter your username or the email address associated with your account. Wells Fargo will send you a link to reset your password by email. Click the link, create a new password, and log in.

If you don't receive an email within a few minutes, check your spam folder. If you still can't reset your password, call Wells Fargo at 1-800-869-3557 and speak to a representative. They can verify your identity and help you regain access to your account.

What to do if you can't remember your username

On the Wells Fargo login page, click "Forgot your username?" Enter your Social Security number and date of birth. Wells Fargo will display your username or send it to your email address on file. If you've changed your email address since you opened your account, call 1-800-869-3557 to update it.

If you don't have access to the email or phone number on file, bring a government-issued ID to a Wells Fargo branch and ask them to help you regain access to your account.

Frequently Asked Questions

Can I access my savings account without a debit card?

Yes. You can log into your account online at wellsfargo.com or through the mobile app using just your username and password. You can also visit a branch with a government-issued ID and ask a teller to help you. You only need a debit card to withdraw cash from an ATM.

How long does a mobile check deposit take to post?

Mobile deposits typically post within one business day. Deposits made after 9 p.m. Eastern time may not post until the next business day. Once the deposit posts, the funds are available in your account and you can withdraw them.

What if I'm traveling and need to access my savings account?

You can log into your account from anywhere using the Wells Fargo website or mobile app. If you need cash, use any Wells Fargo ATM or any ATM in the Allpoint network, which has over 55,000 ATMs worldwide. Some may charge a fee if they're not Wells Fargo ATMs.

Can I set up alerts for my savings account?

Yes. Log into your account online or through the app, go to "Alerts," and choose what you want to be notified about—like low balances, large transactions, or deposits. You can receive alerts by email or text message.

What should I do if I see a transaction I don't recognize?

Log into your account and look at the transaction details. If you don't recognize it, call Wells Fargo at 1-800-869-3557 or visit a branch to report it. Wells Fargo will investigate and may reverse the charge if it was unauthorized.