TD Bank is closed on Veterans Day

TD Bank observes Veterans Day as a federal holiday and closes all branches on November 11th each year. If November 11th falls on a weekend, the bank observes the holiday on the nearest weekday — usually the Friday before if it lands on Saturday, or the Monday after if it lands on Sunday. No in-person banking services, including teller windows, loan officers, or safe deposit box access, are available on the observed holiday.

ATMs and online banking remain open during the holiday. You can withdraw cash, check balances, transfer money between accounts, and pay bills through TD Bank's website or mobile app without interruption. If you need to deposit checks or handle a transaction that requires a teller, you will need to visit on the business day before or after the holiday.

Key Takeaways

  • All TD Bank branches close on November 11th (Veterans Day) or the observed date if it falls on a weekend.
  • ATMs work normally on Veterans Day, and you can use online banking and the mobile app to handle most transactions.
  • Check deposits, loan applications, and other services requiring a teller are not available until the next business day.
  • Plan ahead if you need to make a deposit or handle time-sensitive banking before the holiday.

When TD Bank Reopens After Veterans Day

TD Bank branches reopen the next business day at their regular hours. If Veterans Day falls on a weekday, branches open the following day. If the holiday is observed on a Friday, branches reopen on Monday. If observed on a Monday, branches reopen on Tuesday.

Regular business hours vary by location, but most TD Bank branches open between 8:00 a.m. and 9:00 a.m. and close between 4:00 p.m. and 6:00 p.m. on weekdays. Some locations have extended hours or Saturday service. Check your specific branch's hours on the TD Bank website or call ahead to confirm when you can visit.

What You Can and Cannot Do on Veterans Day

Online and mobile banking work normally on Veterans Day. You can pay bills, transfer funds between your own accounts, send money to other people through Zelle or similar services, check your balance, and view transaction history. You can also use any TD Bank ATM to withdraw cash or deposit checks at ATMs equipped with mobile deposit or check-scanning features.

Services that require a teller or staff member are not available. This includes opening a new account, applying for a loan or credit card, ordering a cashier's check, accessing a safe deposit box, reporting a lost or stolen card in person, or speaking with a financial advisor. If you have an urgent issue — such as fraud on your account — call TD Bank's customer service line, which operates 24/7 even on holidays.

Planning Ahead for Holiday Banking

If you need to deposit a check or handle a transaction requiring staff, visit your branch on the business day before Veterans Day. Most people wait until the last minute, so branches can be busy the day before a holiday. Going earlier in the week gives you more time and shorter wait times.

If you are paying bills or sending money, do so at least one business day before the holiday to ensure the transaction clears on time. Payments made on the holiday through online banking will process the next business day. If a bill payment is due on or shortly after Veterans Day, submit it before the holiday closes.

Contacting TD Bank on Veterans Day

TD Bank's customer service phone line is open 24/7, including Veterans Day. Call 1-800-225-5832 to report fraud, ask about your account, or get help with a banking issue. You will reach a representative even though branches are closed.

For non-urgent questions, use the TD Bank website or mobile app to send a message to customer service. Response times may be longer on holidays, but your message will be reviewed when staff returns. If your issue is urgent and requires immediate help, the phone line is your fastest option.

Frequently Asked Questions

Can I use my TD Bank debit card on Veterans Day?

Yes. Your debit card works at any ATM and at stores, restaurants, and other merchants on Veterans Day. Only TD Bank branch locations are closed. You can withdraw cash from any ATM in the TD network or from ATMs outside the network (though out-of-network withdrawals may have fees).

Will my direct deposit process on Veterans Day?

Direct deposits typically post to your account on the scheduled date, even if it is a holiday. However, if the deposit is scheduled for Veterans Day and your employer processes payroll on that day, it may post the next business day instead. Check with your employer's payroll department if you are unsure of the timing.

What if I need to report a stolen card on Veterans Day?

Call TD Bank's 24/7 customer service line at 1-800-225-5832 to report a lost or stolen card immediately. They can freeze your card right away to prevent unauthorized use. You do not need to wait for a branch to reopen. A replacement card will be mailed to you and typically arrives within 7 to 10 business days.

Can I make a mobile check deposit on Veterans Day?

Yes. If your TD Bank account has mobile deposit enabled, you can photograph and submit checks through the mobile app on Veterans Day. The deposit will be processed and the funds will appear in your account the next business day. Mobile deposit works 24/7, including holidays.