TD Bank coin machines are available at most branches, but not all locations have them
Most TD Bank branches have a coin machine on-site that customers can use to deposit rolled or loose coins. The machines are typically located in the lobby or near the teller area. However, availability varies by branch — some smaller locations or newer branches may not have one. The fastest way to know whether your specific branch has a coin machine is to call ahead or visit in person rather than assume.
If your branch does not have a coin machine, you have other options: you can ask a teller to count and deposit your coins by hand, exchange them for bills at the teller window, or use a coin-counting service outside the bank. Some TD locations partner with Coinstar machines in nearby grocery stores or pharmacies, though those typically charge a fee unless you convert coins to a gift card.
Key Takeaways
- Most TD Bank branches have a coin machine available to customers during business hours, but you should call your branch to confirm before making a trip.
- If your branch does not have a coin machine, a teller can count and deposit your coins by hand at no charge.
- Coinstar machines at grocery stores and pharmacies can count your coins but charge a percentage fee unless you choose a gift card option.
- Rolled coins can be deposited directly with a teller without using a machine.
How to use a TD Bank coin machine
TD Bank coin machines are self-service and designed to accept both rolled and loose coins. You pour your coins into the machine, and it counts them automatically. The machine then displays the total amount and deposits it directly into your account or prints a receipt you can take to a teller to deposit.
The process takes a few minutes depending on the volume of coins. There is no fee for using the machine if you are a TD Bank customer. Some machines may have a daily limit on the amount of coins they can process, though this is uncommon. If the machine malfunctions or gets stuck, a teller can assist you.
What to do if your branch does not have a coin machine
If you visit your branch and find there is no coin machine, ask a teller to count your coins. Most TD Bank tellers will do this at no charge and deposit the amount directly into your account. This process is straightforward and takes longer than a machine only if you have a very large volume of coins.
You can also exchange coins for cash at the teller window — hand over your coins and receive bills in return. This is useful if you want to avoid the deposit process altogether and simply want usable currency.
Using Coinstar or other third-party coin machines
Coinstar machines are located in grocery stores, pharmacies, and some retail locations nationwide. They count coins quickly and can deposit the amount directly into a bank account, print a voucher, or convert coins to a gift card. However, Coinstar charges a percentage fee — typically around 11.9% of the total value — when you choose cash or bank deposit.
The fee is waived if you convert your coins to a gift card for retailers like Amazon, iTunes, or Starbucks. This option makes sense only if you were already planning to spend money at one of those retailers. For a straight deposit into your TD Bank account, the fee makes Coinstar more expensive than using your branch's machine or asking a teller.
Preparing coins before you go to the bank
You do not have to roll your coins before using a TD Bank coin machine — the machine accepts loose coins. However, if you have already rolled them, the machine will accept those rolls as well. Rolling coins yourself takes time but can make transport easier if you have a large amount.
If you choose to roll coins by hand, use standard coin wrappers available at most banks or office supply stores. Pennies go in rolls of 50, nickels in rolls of 40, dimes in rolls of 50, and quarters in rolls of 40. A teller can also count and wrap coins for you if you ask, though this may take longer than using the machine.
Finding your nearest TD Bank branch with a coin machine
Use the TD Bank branch locator on their website or mobile app to find locations near you. The locator shows branch hours and services offered, though it may not always specify whether a coin machine is present. Call the branch directly at the number listed to confirm they have a coin machine before you visit.
If you are a new customer or do not have access to the branch locator, search online for "TD Bank near me" and call the location directly. A quick phone call takes less than a minute and saves you a wasted trip if the machine is not available.
Frequently Asked Questions
Do I need to be a TD Bank customer to use the coin machine?
Yes, most TD Bank coin machines are for customers only. If you do not have an account, ask a teller whether they will count your coins by hand. Some branches may accommodate non-customers, but policy varies by location.
Is there a limit to how many coins I can deposit at once?
The machine itself may have a daily processing limit, but this is rare. If you have an extremely large volume — hundreds of dollars in coins — call your branch ahead of time to let them know you are coming. A teller can assist you if the machine reaches its limit.
What happens if the coin machine jams or breaks?
If the machine malfunctions, alert a teller immediately. They can retrieve your coins and count them by hand, or you can return when the machine is repaired. Do not attempt to fix the machine yourself.
Can I deposit coins into someone else's account?
No, the coin machine deposits into the account of the person using it. If you want to deposit coins into another person's account, ask a teller to do it manually — you will need that person's account number or permission.
What if I have foreign coins mixed in with US coins?
The coin machine is designed for US currency only and will reject foreign coins. Sort out any non-US coins before using the machine, or ask a teller to help you separate them.