Your Regions Bank routing number depends on which state your account is in
Regions Bank does not have a single routing number for all customers. The routing number you need is determined by the state where your account was opened or is maintained. If you opened your account in Tennessee, your routing number is different from someone who opened theirs in Florida or Alabama. This matters because routing numbers direct money to the correct regional processing center.
The fastest way to find your specific routing number is to look at the bottom left corner of any check from your account. The first nine digits printed there are your routing number. If you do not have a check handy, you can also log into your Regions online banking portal, call Regions customer service at 1-800-regions (1-800-734-4667), or visit a local Regions branch with your account information.
Key Takeaways
- Your Regions routing number is printed on the bottom left of your checks as the first nine digits.
- Regions routing numbers vary by state, so you need the one for the state where your account is held.
- You can find your routing number by logging into online banking, calling customer service, or visiting a branch in person.
- When setting up direct deposit or wire transfers, always confirm you have the correct routing number for your specific account location.
How routing numbers work in ACH transfers and direct deposits
A routing number is part of the address system that moves money between banks. When you set up direct deposit for your paycheck or arrange an automatic bill payment, the routing number tells the sending bank which Regions processing center should receive the funds. Without the correct routing number, the transfer either fails or goes to the wrong account.
The routing number works alongside your account number. Together, they form a complete instruction: the routing number says "send this to Regions Bank in [state]" and the account number says "put it in this specific account." If either one is wrong, the transaction will not go through or will land in the wrong place.
Where to find your routing number if you do not have checks
Log into your Regions online banking account and look for account details or account information. Most banks display the routing number in the account summary section. If you cannot find it there, the account settings or profile page usually has it listed.
You can also call Regions customer service at 1-800-734-4667 and provide your account number. A representative will give you the routing number over the phone. Have your account number ready before you call. If you prefer to do this in person, walk into any Regions branch with a photo ID and your account information, and staff can write down your routing number for you.
Common routing numbers by Regions Bank region
Regions operates in multiple states, and each state or region has its own routing number. Some of the most commonly used Regions routing numbers are 061000104 (for accounts in certain regions), 062000080, and 063107513, but these vary by location. Because routing numbers are tied to where your account is held, not where you currently live, you must use the routing number for the state where you opened your account.
If you moved to a different state after opening your account, your routing number does not change unless you formally transferred your account to a Regions branch in the new state. Call Regions to confirm whether your account is still tied to your original state or whether it has been reassigned.
What to do if a wire transfer or direct deposit fails
If money you sent to your Regions account did not arrive, the first step is to verify you used the correct routing number and account number. Log into your account or call customer service to confirm both numbers are accurate. Ask the person or organization that sent the money to double-check what they submitted.
If the routing number was wrong, contact the sender and ask them to cancel the original transfer if it has not yet processed. Then provide the correct routing number and ask them to send again. If the money already left the sender's account, it may take three to five business days to return to them, and you will need to resubmit with the correct information. For wire transfers, contact Regions immediately because some wire transfers cannot be reversed once they leave the bank.
Using your routing number for bill payments and transfers
When you set up automatic bill payments through your Regions account, the bank uses your routing number to route outgoing payments to the correct processing center. When you receive money via ACH transfer (such as payroll direct deposit or a refund), the sender uses your routing number to send it to the right place.
If you are sending money to someone else's Regions account, you will need their routing number, not yours. Ask them for their routing number and account number. Do not assume all Regions accounts use the same routing number—they do not. Confirm the routing number matches the state where their account is held.
Frequently Asked Questions
Can I use any Regions routing number, or does it have to match my account state?
You must use the routing number for the state where your account is held. Using a different Regions routing number will cause the transfer to fail or go to the wrong processing center. If you are unsure which state your account is in, check your account documents or call customer service.
What is the difference between a routing number and an account number?
The routing number identifies which bank and which regional processing center handles your account. The account number identifies your specific account within that bank. Both are required for transfers. Your routing number is nine digits; your account number is typically 10 to 12 digits and is also printed on your checks.
Do I need a routing number to use my debit card?
No. Debit card transactions do not use routing numbers. You only need a routing number when setting up direct deposit, automatic bill payments, wire transfers, or ACH transfers between bank accounts.
What if my Regions account is old and I cannot find the routing number anywhere?
Call Regions customer service at 1-800-734-4667 with your account number and they will provide your routing number immediately. You can also visit a Regions branch in person with your ID and account information.
Does my routing number change if I move to a different state?
Not automatically. Your routing number stays tied to the state where your account was originally opened unless you formally transfer your account to a Regions branch in your new state. If you move, contact Regions to ask whether you should update your account location.