Whether a First Citizens Bank branch is open today depends on which location you're visiting, what day it is, and whether the bank is observing a holiday

First Citizens Bank does not have a single set of hours across all branches. Most locations open at 9 a.m. on weekdays and close between 4 and 6 p.m., but some branches stay open later and others close earlier. Saturday hours typically run 9 a.m. to 1 p.m., and most branches are closed on Sundays. The only way to know whether your specific branch is open right now is to check that location's hours directly.

The fastest way to confirm today's hours is to search for your specific branch on the First Citizens Bank website, call the branch directly, or use Google Maps, which displays current hours and whether the location is open right now. Do not assume a branch near you has the same hours as another First Citizens location across town.

Key Takeaways

  • Most First Citizens Bank branches open at 9 a.m. on weekdays and close between 4 and 6 p.m., but hours vary by location.
  • Saturday hours are typically 9 a.m. to 1 p.m.; most branches do not open on Sunday.
  • The First Citizens Bank website and Google Maps both show real-time hours for your specific branch.
  • First Citizens Bank closes on federal holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas.
  • If you need to deposit or withdraw cash outside branch hours, use a First Citizens ATM, which operates 24/7.

How to find your branch's hours right now

Go to the First Citizens Bank website and use the branch locator tool. Enter your city or ZIP code, and the results will show the address, phone number, and hours for each location near you. Click on a specific branch to see whether it's open today and what time it closes.

Alternatively, search "First Citizens Bank near me" on Google Maps. The map will display your nearest branches with their current status—whether they're open now, closed, or closing soon. Google also shows historical hours for each day of the week, so you can plan ahead if you need to visit on a specific day.

Federal holidays when First Citizens Bank branches close

First Citizens Bank closes all branches on the following federal holidays: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving Day (fourth Thursday in November), and Christmas Day (December 25).

On these days, branch lobbies are closed and you cannot conduct in-person transactions. However, ATMs remain available 24/7, and you can still use online banking or the First Citizens mobile app to transfer money, pay bills, or check your balance. If you're unsure whether today is a holiday that affects branch hours, call the branch directly—the phone number appears in both the bank's website locator and on Google Maps.

What to do if you need banking services outside branch hours

First Citizens ATMs work around the clock, seven days a week. You can withdraw cash, deposit checks (at ATMs equipped with mobile deposit or envelope deposit), transfer money between accounts, and check your balance without visiting a branch. Most First Citizens locations have at least one ATM on the premises or nearby.

Online banking and the First Citizens mobile app are also available 24/7. You can pay bills, transfer funds between accounts, deposit checks by taking a photo, and manage your account from any device with internet access. If you have questions about a transaction or need to report fraud, contact First Citizens customer service by phone—the number is on your debit card and on the bank's website.

When you might need to visit a branch in person

Most banking tasks can be done online or at an ATM, but some require a visit to a branch. These include opening a new account, applying for a loan or credit card, getting a cashier's check, reporting a lost or stolen debit card in person, or resolving a complex account issue. If you're unsure whether you need to come in, call your branch first—staff can often handle problems over the phone or direct you to an online solution.

Before you make the trip, confirm the branch is open using the methods described above. Many routine problems that seem to require a visit can actually be resolved through customer service or the mobile app, which saves you time if the branch is closed or has limited hours on the day you planned to go.

Frequently Asked Questions

Can I deposit a check at a First Citizens ATM?

Yes, if the ATM has a deposit slot. Many First Citizens ATMs accept check deposits 24/7. You can also use mobile deposit through the First Citizens app—photograph the front and back of the check and submit it from your phone. Mobile deposits typically post within one business day.

What if my branch is closed but I need cash today?

Use a First Citizens ATM to withdraw cash anytime, day or night. If you don't have a debit card or the ATM is out of service, you can visit another First Citizens branch if one is open nearby, or go to a different bank and ask if they honor First Citizens checks or transfers.

Do First Citizens Bank hours change seasonally?

No, First Citizens does not change branch hours seasonally. However, individual branches may adjust hours for local events or staffing. Check your specific branch's hours on the website or call ahead if you're planning a visit during an unusual time.

Is First Citizens Bank open on weekends?

Most branches are open on Saturday from 9 a.m. to 1 p.m. and closed on Sunday. Some locations in high-traffic areas may have different Saturday hours. Check your branch's schedule on the website or by phone to confirm.