Most banks close between 1 p.m. and 3 p.m. on Saturday, or do not open at all
Saturday hours vary widely by bank and branch. Large national banks like Chase, Bank of America, and Wells Fargo typically open at 9 a.m. on Saturday and close between 1 p.m. and 3 p.m., though some branches stay open until 4 p.m. or 5 p.m. Many branches close entirely on Saturday. Credit unions often have shorter Saturday hours — some open at 10 a.m. and close by noon. Online banks and some regional banks do not have physical Saturday hours at all.
The only way to know your specific branch's Saturday closing time is to check directly with that branch or look it up on the bank's website. Hours differ not just between banks but between branches of the same bank, sometimes by just a few miles. A branch in a busy shopping district may stay open later than one in a residential area.
Key Takeaways
- National banks typically close Saturday between 1 p.m. and 3 p.m., but some branches may close earlier or not open at all.
- Credit unions often have shorter Saturday hours, sometimes closing by noon or not opening Saturday at all.
- The only reliable source for your branch's exact Saturday closing time is the bank's website, phone line, or Google Business listing for that location.
- If you need to deposit money or handle a transaction on Saturday, plan to arrive at least 30 minutes before the branch closes.
- Many banks offer Saturday hours only at select branches, so the branch nearest you may have different hours than branches across town.
How to find your bank's Saturday closing time
Go to your bank's website and search for "branch locator" or "hours." Enter your zip code or the address of the branch you plan to visit. The listing will show Saturday hours for that specific location. If the branch does not list Saturday hours, it is closed on Saturday.
If the website does not show hours clearly, call the branch directly. The phone number is usually on the branch locator page. Ask specifically for Saturday hours and whether the branch is open that day. This takes two minutes and removes any guesswork.
Google Maps also shows bank hours. Search the bank name and your city, click on the specific branch, and scroll down to "Hours." Google updates these listings when banks change their hours, though occasionally the information lags by a week or two. If Google and the bank's website disagree, trust the bank's website.
Why Saturday hours are shorter than weekday hours
Banks staff branches more lightly on Saturday because fewer customers come in. Payroll, loan processing, and other back-office work happens during the week. Saturday is mainly for deposits, withdrawals, and account questions — the transactions that do not require a loan officer or specialist.
Many banks also use Saturday to clean, restock, and perform maintenance. Closing by early afternoon gives staff time to finish these tasks before the end of the business day. Some branches close Saturday entirely because the location does not draw enough weekend traffic to justify the staffing cost.
What you can do outside Saturday branch hours
ATMs are available 24 hours at most banks. You can deposit checks, withdraw cash, and check your balance any time, including Saturday evening and Sunday. Mobile deposit — taking a photo of a check through your bank's app — works any day and any time, and the check typically posts within one business day.
Online banking lets you transfer money between accounts, pay bills, and manage your account on Saturday or any other day. If you need to speak to someone, many banks offer phone support on Saturday, though hours are usually shorter than weekday phone hours. Some banks offer Saturday phone support from 8 a.m. to 6 p.m., others only until 2 p.m.
Saturday hours at major national banks
| Bank | Typical Saturday Hours | Notes |
|---|---|---|
| Chase | 9 a.m. to 1 p.m. or 3 p.m. | Hours vary by branch; some branches closed Saturday. |
| Bank of America | 9 a.m. to 1 p.m. or 2 p.m. | Many branches open Saturday; hours vary by location. |
| Wells Fargo | 9 a.m. to 1 p.m. or 2 p.m. | Not all branches open Saturday; check your location. |
| Citibank | 9 a.m. to 2 p.m. or closed | Limited Saturday hours; many branches closed. |
| US Bank | 9 a.m. to 1 p.m. or closed | Varies significantly by branch and region. |
These are typical hours, not may provide. A branch in your area may have different hours. Always check your specific branch before planning a Saturday visit.
What to do if you need to bank on Saturday but your branch is closed
Use an ATM for deposits and withdrawals. Most banks let you deposit checks and withdraw cash 24 hours a day at ATMs. If you need to speak to someone, call your bank's customer service line — many banks staff phone support on Saturday, though hours end earlier than weekday support.
If you need to handle something that requires a teller or loan officer — like opening an account, applying for a loan, or resolving a dispute — you will need to visit during weekday hours or use online banking to start the process. Many banks let you open an account or request a loan online, and a representative can follow up with you on Monday.
If your bank has multiple branches in your area, check whether another branch has longer Saturday hours. Some banks concentrate Saturday staffing at a few high-traffic locations and close others on weekends entirely.
Frequently Asked Questions
Can I deposit a check on Saturday if the branch is closed?
Yes, if the bank has an ATM. Most ATMs accept check deposits 24 hours a day. The check will post to your account within one business day. You can also use mobile deposit through your bank's app any time, including Saturday evening.
Do all branches of the same bank have the same Saturday hours?
No. A Chase branch in a downtown area may close at 3 p.m. on Saturday while another Chase branch five miles away closes at 1 p.m. or does not open Saturday at all. Always check the specific branch you plan to visit.
What if I need to withdraw money on Saturday evening?
Use an ATM. ATMs work 24 hours and dispense cash any time, including Saturday evening and Sunday. If you need more cash than your daily ATM limit allows, you will need to visit during a weekday when the branch is open.
Do credit unions have different Saturday hours than banks?
Yes, typically shorter. Many credit unions close by noon on Saturday or do not open Saturday at all. Some credit unions have no Saturday hours. Check your credit union's website or call your branch to confirm Saturday hours.
Can I do everything online that I can do at a branch on Saturday?
Most things, but not all. You can transfer money, pay bills, deposit checks by photo, and manage your account online. You cannot open a new account, apply for a loan, or resolve certain disputes without speaking to someone, though you can start these processes online and have a representative contact you on Monday.