Check your bank's website or call the branch directly
The fastest way to know if your bank is open today is to visit the bank's official website and look for "Hours" or "Locations." Most banks list branch hours on their homepage or in a dedicated section. You can also call your specific branch — the phone number is usually on the website — and a staff member will tell you whether they're open now and what time they close.
If you're using a large national bank like Chase, Bank of America, Wells Fargo, or Citibank, you can search for your branch by ZIP code on their website. Regional banks and credit unions have the same setup. The website will show today's hours, tomorrow's hours, and any holiday closures coming up.
Do not rely on Google Maps or third-party apps for bank hours — they are often outdated. Go directly to the bank's own website or call the branch.
Key Takeaways
- Your bank's official website shows today's hours for your specific branch when you search by location.
- Calling the branch directly is the most reliable way to confirm they are open right now.
- Banks close on federal holidays, and some branches have different hours than others in the same chain.
- Most bank branches are open Monday through Friday, closed on weekends, though some offer limited Saturday hours.
- If your branch is closed, you can often use ATMs, mobile banking, or visit a different branch location.
Federal holidays when most banks close
Banks close on federal holidays, which means you cannot visit a branch or speak to a teller on those days. The main federal holidays when banks shut down are New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas.
Some banks also close on Good Friday, though this varies by institution. If you are unsure whether your bank observes a particular holiday, check their website or call ahead. The bank's holiday schedule is usually posted in the "Hours" section or in a separate notice.
What to do if your branch is closed
If your branch is closed today, you have several options depending on what you need to do. ATMs are available 24/7 and let you withdraw cash, deposit checks (at most banks), and check your balance without visiting a teller.
Mobile banking apps let you transfer money, pay bills, deposit checks by photo, and manage your account from your phone. If you need to speak to someone, most banks offer phone support during business hours, even if the branch itself is closed. You can also visit a different branch location if one is open nearby — use the bank's website to find other branches in your area and their hours.
For urgent matters like a lost card or fraud, call the customer service number on the back of your card. That line usually operates 24/7.
Weekend and evening hours
Most bank branches are open Monday through Friday from 9 a.m. to 5 p.m., though hours vary by location and bank. Some branches stay open until 6 p.m. or 7 p.m. on weekdays. A smaller number of branches offer Saturday hours, usually from 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m., but this is not standard.
Very few bank branches are open on Sunday. If you need banking services on a weekend, check whether your specific branch offers Saturday hours before you go. If not, use an ATM or mobile banking instead.
How to find hours for a different bank location
If you need to visit a branch other than your usual one, search the bank's website by ZIP code or city name. The results will show all nearby locations, their addresses, phone numbers, and today's hours. You can also use the bank's mobile app — most apps have a "Find a Branch" or "Locations" feature that shows nearby ATMs and branches with their hours.
Before you travel to a different branch, call ahead to confirm they have what you need. Some smaller branches do not offer all services — for example, a branch might not have a safe deposit box or a loan officer available.
Frequently Asked Questions
Are banks open on Saturdays?
Some banks offer limited Saturday hours at select branches, usually 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m., but this is not standard. Check your specific branch's website or call to confirm. Most branches are closed on Saturday.
What time do banks close on weekdays?
Most branches close at 5 p.m., though some stay open until 6 p.m. or 7 p.m. Hours vary by location and bank. Check your branch's website or call to confirm the closing time today.
Can I use my bank's ATM if the branch is closed?
Yes. ATMs are available 24/7 and let you withdraw cash, deposit checks, and check your balance without visiting a teller. You can use your bank's ATM anytime, even when the branch is closed.
Is my bank open on Christmas or Thanksgiving?
No. Banks close on federal holidays including Christmas, Thanksgiving, New Year's Day, and Independence Day. You cannot visit a branch or speak to a teller on these days, but ATMs and mobile banking remain available.
How do I find my bank's phone number?
Visit your bank's official website and search for "Contact Us" or look in the "Locations" section for your branch. The phone number is listed there. You can also find it on the back of your debit card or in your monthly statement.