How to find your bank's hours for today or tomorrow
The fastest way is to search your bank's name plus "hours" on Google Maps or your bank's website. Google Maps shows you the exact hours for each branch, whether it's open right now, and how busy it is. If you're looking at a specific branch, call the number listed there — it's faster than waiting on hold at the main line.
Most banks post hours on their homepage under "Locations" or "Find a Branch". You can enter your zip code and see every branch near you with its schedule. If you use mobile banking, many apps show branch hours directly in the Locations tab.
For banks without a nearby branch, or if you need to know whether a branch is open on a holiday, call ahead. Bank staff can tell you whether they're open tomorrow and whether you need an appointment for what you're trying to do.
Key Takeaways
- Google Maps and your bank's website are the most reliable sources for current branch hours and whether a location is open right now.
- Most branches close at 5 or 6 p.m. on weekdays and have limited Saturday hours; Sunday hours are rare and vary by bank.
- Holiday schedules differ from regular hours, so check ahead if you need to visit on a holiday or the day after one.
- If you can't visit a branch, most banks let you handle refunds, deposits, and payments through their mobile app or website without going in.
Standard bank hours and what changes them
Most bank branches open between 8 and 10 a.m. on weekdays and close between 4 and 6 p.m. Saturday hours usually run 9 a.m. to 1 p.m., though some branches stay open until 3 or 4 p.m. Very few banks are open on Sunday, and those that are typically open only in the afternoon.
Hours shift around holidays. Banks close on federal holidays like New Year's Day, Memorial Day, Independence Day, Thanksgiving, and Christmas. Some banks also close on Presidents' Day, Labor Day, or Columbus Day. The day after a holiday may have reduced hours or be closed entirely, depending on the bank.
Individual branches can have different hours from the main bank's standard schedule. A downtown branch might stay open later than a suburban one. Always check the specific location you plan to visit rather than assuming all branches keep the same schedule.
When you don't need to visit a branch in person
For tax refunds, insurance refunds, and most business refunds, you don't need to go to a branch at all. You can deposit checks through your bank's mobile app by taking a photo of the front and back. Most banks process mobile deposits within one business day, and many show the funds in your account the same day.
If your refund is coming by direct deposit — which is the case for most federal tax refunds and many state refunds — it goes straight into your account without any action from you. You can check the status online or through your mobile app without leaving home.
For questions about a refund that's already in your account, or to report a problem with a deposit, call your bank's customer service line. Most banks have phone support available seven days a week, often starting at 6 a.m. and running until 10 p.m. or later.
What to do if you need to visit and the branch is closed
If you need cash and the branch is closed, look for an ATM. Most bank ATMs are available 24/7, and you can withdraw money, deposit checks (at ATMs that have deposit slots), and check your balance without waiting for a teller.
If you need to speak to someone and the branch is closed, call the bank's main customer service number. They can answer questions about refunds, deposits, account holds, and most other issues without you having to visit. For complex problems — like disputing a transaction or resolving a refund that didn't arrive — the phone line can usually start the process and schedule a callback or in-person appointment.
Some banks also offer video banking, where you can talk to a teller through your computer or phone during extended hours. Check your bank's website or app to see whether this option is available.
Holiday schedules and when banks reopen
Federal holidays when banks close include: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving (fourth Thursday in November), and Christmas (December 25).
If a holiday falls on a Saturday, most banks close on Friday instead. If it falls on a Sunday, they close on Monday. Some banks close the day after Thanksgiving or the day after Christmas, even though those aren't federal holidays. Check your specific bank's holiday calendar on their website.
When a bank is closed on a holiday, any transactions you submit online or through the app are usually processed the next business day. Direct deposits scheduled for a holiday typically arrive the day before or the day after, depending on the sender's system.
Finding hours for banks you don't use regularly
If you're depositing a check at a bank that isn't yours, search that bank's name on Google Maps to see hours and location. Most banks let you deposit checks at any of their branches, even if you opened your account at a different one. Some banks also let you deposit at partner banks or credit unions, though this varies.
Before you go, call the branch to confirm they can handle what you need. Some smaller branches don't have certain services, like foreign currency exchange or notary services. If you're depositing a large check or one that's made out to a business, asking ahead saves a wasted trip.
Frequently Asked Questions
Are banks open on Saturday?
Most banks are open on Saturday from 9 a.m. to 1 p.m., though some stay open until 3 or 4 p.m. Hours vary by branch and bank, so check your specific location. Many banks close on Sunday entirely.
What time do banks close on weekdays?
Most branches close between 4 and 6 p.m. on weekdays. Some downtown or urban branches stay open until 6 or 7 p.m. Check your bank's website or call ahead to confirm the closing time for the branch you plan to visit.
Can I deposit a check if the bank is closed?
Yes. Use your bank's mobile app to deposit the check by photographing both sides. Most banks process mobile deposits within one business day. You can also deposit at an ATM if your bank's ATM has a deposit slot.
Do banks open on the day after a holiday?
Most banks reopen the day after a federal holiday, though some may have reduced hours. Check your bank's holiday schedule on their website. Any transactions you submit online during the closure are usually processed when the bank reopens.
How do I find hours for a bank branch near me?
Search the bank's name on Google Maps, or visit the bank's website and use their branch locator tool. Both show current hours, whether the branch is open right now, and the phone number to call if you have questions.