Post offices and banks follow different schedules, and both close on federal holidays
Most U.S. post offices open at 9 a.m. and close between 5 p.m. and 6 p.m. on weekdays, with shorter Saturday hours (usually 9 a.m. to 1 p.m. or 2 p.m.) and Sunday closures. Banks typically open at 9 a.m. or 10 a.m. on weekdays and close between 4 p.m. and 6 p.m., with limited or no Saturday hours and Sunday closures. Both close on the same federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas.
However, individual locations vary. A post office in one town may close at 5 p.m. while another closes at 6 p.m. Some banks stay open until 7 p.m. on certain weekdays. The only reliable way to know whether a specific branch is open today is to check directly with that location.
Key Takeaways
- Post offices typically operate 9 a.m. to 5 or 6 p.m. on weekdays, with Saturday morning hours and no Sunday service.
- Banks usually open at 9 or 10 a.m. on weekdays and close between 4 and 6 p.m., with limited Saturday hours and no Sunday service.
- Both post offices and banks close on all federal holidays, including Juneteenth, Veterans Day, and Thanksgiving.
- The fastest way to confirm today's hours is to search the location by name and address on Google Maps or the official USPS or bank website.
- Some banks and post offices have extended hours on specific weekdays, so checking your exact branch matters.
How to find your post office's hours today
Go to USPS.com and click "Find Locations" at the top of the page. Enter your address or ZIP code, and the site will show all nearby post offices with their hours. The hours displayed are the regular schedule, so if today is a federal holiday, the location will be closed even if the listing shows it as normally open.
You can also search Google Maps for "post office near me," click on the location, and scroll down to see "Hours" — Google shows whether the location is open right now and displays today's closing time. If you see a holiday notice, the post office is closed today.
If you need to mail a package or buy stamps and your local post office is closed, many pharmacies (CVS, Walgreens) and grocery stores sell stamps and offer limited mailing services. UPS stores also accept packages, though they charge fees that USPS does not.
How to find your bank's hours today
Log into your bank's website or mobile app and look for "Branch Locator" or "Find a Branch." Enter your location and the app will show hours for each nearby branch. Most banks display whether a branch is currently open or closed.
You can also search Google Maps for your bank's name and branch location. The hours appear below the address, and Google will tell you if the branch is open now. If you see "Closed today," the branch is not operating.
If your bank is closed and you need cash, ATMs operate 24/7. If you need to speak with someone or conduct a transaction that requires a teller, you will need to wait until the branch reopens. Many banks offer phone support during business hours and online banking for transfers and payments outside of branch hours.
Federal holidays when both close
Post offices and banks close on the same 11 federal holidays each year. These are: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving (fourth Thursday in November), and Christmas (December 25).
When a federal holiday falls on a Saturday, most post offices and banks close on Friday instead. When it falls on a Sunday, they close on Monday. Check your specific location's website to confirm the observed date, as some branches may have different policies.
Why hours vary between locations
Post offices in rural areas often have shorter hours than those in cities. A small-town post office might close at 4:30 p.m., while a downtown location stays open until 6 p.m. or later. Banks follow the same pattern — a branch in a busy commercial area may have extended hours, while a suburban branch closes earlier.
Some post offices and banks also adjust hours seasonally or for staffing reasons. A location might have reduced hours on Mondays or Fridays. The only way to know your specific branch's schedule is to check directly rather than assume it matches a nearby location.
What to do if you need service outside normal hours
For mail and packages, USPS offers Priority Mail Express, which can be dropped in collection boxes at any time — the mail will be picked up on the next business day. You can also schedule a pickup online at USPS.com if you have a package ready.
For banking, most institutions offer 24/7 phone support for account questions and fraud reporting. ATMs allow you to withdraw cash, deposit checks (at many banks), and transfer money at any hour. Mobile apps let you pay bills, transfer funds, and deposit checks by photo without visiting a branch.
If you need to mail something urgently and the post office is closed, UPS and FedEx locations often have later hours and weekend service, though they charge more than USPS.
Frequently Asked Questions
Is the post office open on Saturdays?
Most post offices are open on Saturday mornings, usually from 9 a.m. to 1 p.m. or 2 p.m., but hours vary by location. Some rural post offices close on Saturday entirely. Check your specific branch on USPS.com to confirm.
Are banks open on Saturdays?
Many banks have limited Saturday hours, typically 9 a.m. to 12 p.m. or 1 p.m., but not all branches participate. Some banks have no Saturday hours at all. Check your bank's website or call the branch directly to confirm.
What happens if I need to mail something on a holiday?
Post offices are closed on federal holidays, but you can drop mail in any collection box and it will be picked up the next business day. For packages, you can schedule a pickup online at USPS.com before the holiday.
Can I use my bank's ATM if the branch is closed?
Yes, ATMs operate 24/7. You can withdraw cash, check your balance, and deposit checks at most ATMs even when the branch is closed. Some transactions, like opening a new account or getting a cashier's check, require a teller and must wait until the branch reopens.
Do all post offices close at the same time?
No. Post office closing times vary by location — some close at 5 p.m., others at 6 p.m. or later. Check your specific post office on USPS.com or call ahead rather than assuming a standard time.