Banks and post offices follow different holiday schedules, so you need to check both separately
Banks close on federal holidays and sometimes on state holidays. Post offices close on federal holidays only. Neither follows the same schedule as retail stores or government offices in your area. The fastest way to know if a specific branch is open today is to search the bank or post office name plus "hours" in Google Maps, call the branch directly, or check the institution's website.
If you need cash or to mail something and your usual location is closed, you have backup options: ATMs work on holidays, many grocery stores and pharmacies have in-store bank branches with extended hours, and some banks operate Sunday hours. Post office package pickup and drop-off boxes stay available even when the building is closed.
Key Takeaways
- Google Maps shows real-time hours for your specific bank or post office branch, including whether it is open today.
- Federal holidays close all banks and post offices nationwide, but state holidays vary by location and bank.
- ATMs, grocery store bank branches, and post office drop boxes work when the main branch is closed.
- Calling ahead takes 30 seconds and is more reliable than assuming hours based on a holiday calendar.
The fastest way to check your bank's hours today
Open Google Maps on your phone or computer, search for your bank name and branch location, and look at the hours listed on the right side of the screen. Google shows "Open now" or "Closed" in large text, plus the exact closing time if the branch is currently open. This works for every major bank and most credit unions.
If Google Maps does not show hours or you want to be certain, call the branch directly. The phone number is on the bank's website or on your debit card. A staff member can tell you whether they are open today and whether they have the service you need — some branches do not handle certain transactions like cashier's checks or foreign currency on all days.
Your bank's mobile app often shows branch hours and lets you find nearby branches with extended hours. If your usual location is closed, the app can direct you to another branch or an ATM that works 24/7.
The fastest way to check your post office's hours today
Go to USPS.com, click "Find Locations," enter your zip code or street address, and select your post office from the list. The hours for today appear on the location page. You can also call the post office directly — the number is on the USPS website for your branch.
Post offices close on all federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. They do not close for state-only holidays, so a post office in California stays open on Cesar Chavez Day even though state offices close.
If your post office is closed, you can still drop mail and packages in the blue collection box outside the building or at many retail partners like CVS and Walgreens. Package pickup boxes stay accessible 24/7.
What federal holidays close banks and post offices
| Holiday | Date (2024) | Banks Closed | Post Offices Closed |
|---|---|---|---|
| New Year's Day | January 1 | Yes | Yes |
| Martin Luther King Jr. Day | Third Monday in January | Yes | Yes |
| Presidents' Day | Third Monday in February | Yes | Yes |
| Memorial Day | Last Monday in May | Yes | Yes |
| Juneteenth | June 19 | Yes | Yes |
| Independence Day | July 4 | Yes | Yes |
| Labor Day | First Monday in September | Yes | Yes |
| Columbus Day | Second Monday in October | Yes | Yes |
| Veterans Day | November 11 | Yes | Yes |
| Thanksgiving | Fourth Thursday in November | Yes | Yes |
| Christmas | December 25 | Yes | Yes |
When a federal holiday falls on a weekend, most banks and post offices observe the holiday on the nearest weekday — usually Friday if the holiday is on Saturday, or Monday if it is on Sunday. Check your specific branch to confirm, because some banks observe the holiday on the actual date regardless of the day of the week.
What to do if your bank or post office is closed today
If you need cash, use an ATM. Your bank's ATM is free, and you can withdraw money 24/7 even when the branch is closed. If you need to deposit a check or cash, most banks let you do this through an ATM or mobile app — check your bank's website for which deposit methods work on holidays.
If you need to mail something, drop it in a blue USPS collection box or at a retail partner location like CVS, Walgreens, or UPS Store. Package drop boxes outside post offices stay open around the clock. For time-sensitive mail, note that anything you drop today will not be processed until the post office reopens tomorrow.
If you need a service that requires talking to a person — like a cashier's check, wire transfer, or customs form — you will have to wait until the branch reopens. Call ahead when it opens to confirm they can handle your request that day, since some branches have limited staff on certain days.
Bank and post office hours on weekends and evenings
Most bank branches are open Monday through Friday from 9 a.m. to 5 p.m., with some opening as early as 8 a.m. or staying open until 6 p.m. Many branches have Saturday hours, usually 9 a.m. to 1 p.m. or 9 a.m. to 3 p.m. Very few branches are open on Sunday, though some credit unions and online banks offer Sunday hours in select locations.
Post offices typically operate Monday through Friday from 9 a.m. to 5 p.m., with Saturday hours from 9 a.m. to 1 p.m. or 9 a.m. to 3 p.m. Most post offices are closed on Sunday. Hours vary significantly by location, so check your specific branch rather than assuming.
If standard hours do not work for you, look for a grocery store or pharmacy with an in-store bank branch — these often stay open later and on weekends. UPS Store locations also offer some banking services and have extended hours in many areas.
Frequently Asked Questions
Do banks close on state holidays?
Banks close on federal holidays nationwide. Some banks also close on state-specific holidays, but this varies by bank and location. For example, some California banks close on Cesar Chavez Day, but others do not. Call your branch to ask whether they observe state holidays.
Can I use my bank's ATM on a holiday?
Yes. ATMs work 24/7, including on all federal and state holidays. You can withdraw cash, deposit checks, and transfer money between accounts without visiting a branch.
What if I need to mail something on a holiday?
Drop your mail in a blue USPS collection box or at a retail partner like CVS or Walgreens. Your mail will be picked up and processed the next business day. For packages, use the drop box outside the post office if available.
Do credit unions have different holiday schedules than banks?
Most credit unions close on the same federal holidays as banks, but some observe additional holidays or have different hours. Check your credit union's website or call your branch to confirm today's hours.
Can I do banking online if the branch is closed?
Yes. Online banking, mobile apps, and ATMs work on holidays. You can transfer money, pay bills, and deposit checks through your bank's app or website without visiting a branch.