Most NYC banks open at 9 a.m. on weekdays, close at 5 or 6 p.m., and have limited Saturday hours or are closed Sunday
The major banks operating in New York City—Chase, Bank of America, Citibank, and Wells Fargo—keep similar schedules, but the exact hours depend on which branch you visit and what day it is. Weekday hours are usually 9 a.m. to 5 p.m. or 9 a.m. to 6 p.m. Many branches stay open until 1 p.m. on Saturday. Most are closed on Sunday, though a few branches in high-traffic areas may have Sunday hours.
The fastest way to know if a specific branch is open right now is to search the bank's name plus "near me" on Google Maps or visit the bank's website and use their branch locator tool. Both show real-time hours and whether the branch is currently open. If you need to deposit a check or withdraw cash outside branch hours, ATMs are available 24/7 at most bank locations.
Key Takeaways
- Most NYC bank branches open at 9 a.m. on weekdays and close between 5 and 6 p.m., with reduced Saturday hours and Sunday closures.
- Google Maps and each bank's official website show the exact hours for the specific branch nearest you, updated in real time.
- ATMs are available around the clock at bank locations, so you can deposit checks or withdraw cash outside of branch hours.
- Holiday schedules vary by bank and branch, so check ahead if you need to visit on a holiday or the day after a holiday.
- Some branches in Manhattan's financial district or near major transit hubs may have extended hours or Sunday access.
How to find your nearest branch and its hours
Every major bank has a branch locator on its website. Go to Chase.com, BankofAmerica.com, Citibank.com, or WellsFargo.com and enter your zip code or address. The tool will show you branches within a set distance, their full addresses, phone numbers, and hours for each day of the week.
Google Maps is often faster if you are on your phone. Search "Chase near me" or "Bank of America near me" and the results will show hours, whether the branch is open now, and directions. Google pulls this data from the banks themselves and updates it throughout the day, so it is reliable for same-day information.
If you call the branch directly, staff can confirm hours and tell you whether they are currently open. This is useful if you have questions about what services are available (for example, some branches do not handle certain transactions) or if you want to know about wait times.
Saturday and Sunday hours in NYC
Saturday hours are the most variable. Many Chase and Bank of America branches in Manhattan open at 9 a.m. and close at 1 p.m. on Saturday. Some branches in busy neighborhoods or near transit stay open until 2 or 3 p.m. Citibank and Wells Fargo branches often close earlier on Saturday or do not open at all.
Most bank branches in New York City are closed on Sunday. A small number of Chase and Bank of America branches in high-traffic areas—particularly in Midtown Manhattan and near major subway stations—may have Sunday hours, usually 10 a.m. to 3 p.m. or 11 a.m. to 2 p.m. Check your specific branch before planning a Sunday visit.
What to do if you need banking services outside branch hours
ATMs are available 24/7 at nearly every bank branch location. You can deposit checks, withdraw cash, transfer money between accounts, and check your balance at any time. Most ATMs accept mobile deposits (taking a photo of a check through your bank's app) if you have a smartphone.
Online banking and mobile apps let you pay bills, transfer money, and manage your account from anywhere, any time. If you need to speak to someone outside branch hours, most banks offer phone support during extended hours—Chase and Bank of America typically have customer service lines open from early morning until late evening, seven days a week.
Wire transfers, cashier's checks, and other services that require a teller are only available during branch hours. If you need one of these, plan your visit during weekday business hours when all branches are open.
Holiday schedules and closures
Banks close on federal holidays, including New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some banks also close on Good Friday. On the day after a major holiday, branches may open late or have reduced hours.
Check your bank's website or call ahead if you need to visit around a holiday. Many banks post their holiday schedule in advance on their branch locator pages or in the mobile app.
Differences between Manhattan, Brooklyn, Queens, and the Bronx
Manhattan branches, especially those in Midtown and the Financial District, tend to have the longest hours and the most weekend availability. Many stay open until 6 p.m. on weekdays and have Saturday hours. Some have Sunday access.
Branches in outer boroughs—Brooklyn, Queens, and the Bronx—typically follow standard hours: 9 a.m. to 5 p.m. on weekdays, 9 a.m. to 1 p.m. on Saturday, and closed on Sunday. A few high-traffic locations may stay open later or on Sunday, but this is less common than in Manhattan.
Use the branch locator tool to check the specific hours for the neighborhood you plan to visit. Hours can vary significantly even between branches on the same street.
Frequently Asked Questions
Can I deposit a check at an ATM outside of branch hours?
Yes. Most bank ATMs accept check deposits 24/7. You can also use mobile deposit through your bank's app—take a photo of the front and back of the check and submit it. The funds usually appear in your account within one to two business days.
Do all NYC bank branches have the same hours?
No. Hours vary by branch, location, and bank. A Chase branch in Midtown may have different hours than a Chase branch in Queens. Always check the specific branch you plan to visit using Google Maps or the bank's website.
What if I need to speak to a banker on the weekend?
Most banks offer phone support on weekends. Call the number on the back of your debit card or check the bank's website for weekend customer service hours. Some banks also offer video chat or online messaging during limited weekend hours.
Are there any banks open 24 hours in NYC?
No traditional bank branch is open 24 hours in New York City. However, ATMs are available around the clock, and online banking and mobile apps work anytime. Some credit unions may have different hours—check with your specific institution.
What happens if I need cash on Sunday?
Use an ATM at your bank or any ATM in the Allpoint, MoneyPass, or Surcharge-Free networks. Most debit cards work at thousands of ATMs across the city. If you need a large amount of cash, withdraw it on Friday or Saturday before the weekend.