Most New York banks open at 9 a.m. on weekdays, close at 5 or 6 p.m., and are closed on Sundays
The answer depends on which bank you use and what day it is. Major banks operating in New York — Chase, Bank of America, Citibank, KeyBank, and others — typically open at 9 a.m. on Monday through Friday. Most close between 5 and 6 p.m. on weekdays. Saturday hours vary: some branches open at 9 a.m. and close at 1 or 2 p.m., while others stay closed. All major banks are closed on Sundays and federal holidays.
Your specific branch may have different hours. A Chase location in Manhattan might stay open until 6 p.m., while a branch in a smaller town closes at 5 p.m. Some branches open later or close earlier. The only way to know your branch's exact hours is to check directly with that location.
Key Takeaways
- Weekday hours for most New York banks are 9 a.m. to 5 or 6 p.m., but individual branches vary.
- Saturday hours differ by branch and bank — some open for a few hours, others stay closed.
- All major banks close on Sundays and federal holidays like Thanksgiving, Christmas, and New Year's Day.
- Call your branch directly or check the bank's website to confirm today's hours before you go.
- Many banks now offer mobile deposit, ATM access, and online services outside branch hours.
How to find your branch's hours right now
The fastest way is to search "[Bank name] near me" on Google Maps. The map will show your nearest branches and their hours for today. Click on the specific branch address to see the full weekly schedule. This works for Chase, Bank of America, Citibank, and most other banks.
You can also visit the bank's official website and use their branch locator tool. Enter your zip code or address, and the tool will list nearby branches with their hours. Call the branch directly if the website hours look outdated — branch hours sometimes change without immediate website updates.
Federal holidays when all New York banks close
Banks close on these federal holidays every year: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving (fourth Thursday in November), and Christmas (December 25).
When a holiday falls on a Saturday or Sunday, banks typically close on the nearest weekday instead. If you need to deposit a check or withdraw cash on a holiday, use an ATM — most ATMs operate 24/7 regardless of branch hours.
What you can do outside branch hours
ATMs work around the clock at most bank locations and at many grocery stores, gas stations, and convenience stores. You can withdraw cash, deposit checks (if your bank offers mobile deposit or ATM check deposit), transfer money between accounts, and check your balance any time of day or night.
Online banking and mobile apps let you pay bills, transfer funds, check balances, and set up alerts without visiting a branch. Many banks now offer video chat with a banker during extended hours, sometimes including evenings and weekends. If you need to speak with someone in person, you can schedule an appointment at most branches, which sometimes opens time slots outside regular hours.
Banks with extended hours in New York
Some Chase branches in Manhattan and other busy areas stay open until 7 p.m. on weekdays. Citibank locations in financial districts sometimes have similar extended hours. Credit unions often have different schedules than major banks — some open earlier or stay open later depending on the union's membership base.
Online banks like Ally, Charles Schwab, and Marcus have no physical branches, so there are no branch hours to check. They operate entirely through apps and websites, available 24/7. If you need in-person banking, you will need a traditional bank with physical locations.
What to do if you need banking services on a weekend or holiday
Use an ATM for cash withdrawals and deposits. Pay bills and transfer money through your bank's app or website. If you need to speak with someone, check whether your bank offers phone support on weekends — most major banks do, though wait times may be longer. Some banks offer email support that responds within 24 hours.
If your issue cannot wait until the branch reopens, look for a nearby bank branch from a different bank that may have different hours. Many banks are part of shared ATM networks, so you may be able to use another bank's ATM without a fee. Check your bank's website for network partners.
Frequently Asked Questions
Are banks open on Saturday in New York?
Some are, some are not. Most major bank branches open on Saturday mornings and close by 1 or 2 p.m. Others stay closed on Saturday. Call your specific branch or check Google Maps to see whether it is open this Saturday.
What time do banks close on Friday?
Most New York banks close at 5 or 6 p.m. on Friday, the same as other weekdays. A few branches in busy areas may stay open until 7 p.m. Check your branch's hours online or by phone.
Can I deposit a check after the branch closes?
Yes, if your bank offers mobile deposit through its app or ATM check deposit at the branch. You photograph the check with your phone or insert it into the ATM, and the funds post within one to two business days. Not all banks offer ATM deposit yet, so check your bank's app first.
Do banks stay open on Thanksgiving or Christmas?
No. All major banks close on Thanksgiving and Christmas. Use an ATM for cash or check deposits on these days. If you need to speak with a banker, call the next business day.
What if my bank branch is closed but I need cash right now?
Find an ATM at your bank's location, another bank's ATM (you may pay a fee), a grocery store, gas station, or convenience store. Most ATMs dispense cash 24/7. If you need a large amount and your ATM has a daily limit, you may need to wait until the branch reopens.