Most banks and post offices close on Veterans Day
Veterans Day falls on November 11 each year. On this federal holiday, the vast majority of banks and all U.S. Postal Service locations shut down for the day. If you need to deposit a check, withdraw cash, mail a package, or buy stamps, you will not be able to do those things at a traditional bank branch or post office on November 11.
The closure applies nationwide. Every post office operated by the U.S. Postal Service closes on Veterans Day, and nearly all commercial banks do the same. Some credit unions and smaller regional banks may have different policies, but the safest assumption is that your bank will be closed.
If November 11 falls on a weekend, the federal holiday is observed on the nearest weekday — usually the Friday before or the Monday after. Banks and post offices follow the observed date, not the calendar date. So if Veterans Day lands on a Saturday, most institutions close on Friday, November 10. If it lands on a Sunday, they close on Monday, November 12.
Key Takeaways
- All U.S. Postal Service locations close on Veterans Day, November 11, or the observed date if it falls on a weekend.
- Nearly all commercial banks close on Veterans Day, though a few credit unions or regional banks may stay open — call ahead to confirm.
- ATMs and online banking remain available on Veterans Day, so you can withdraw cash and transfer money without visiting a branch.
- If you need to mail something or deposit a check on Veterans Day, plan ahead and use the post office or bank the day before.
- Mail delivery does not happen on Veterans Day, so packages and letters will not arrive that day.
What you can still do on Veterans Day without a branch or post office
Even though physical locations close, you have options for banking and mail-related tasks. ATMs work 24/7, including on Veterans Day, so you can withdraw cash, check your balance, and deposit checks at most ATMs that accept mobile deposits or have envelope slots.
Online banking is available around the clock. You can transfer money between accounts, pay bills, set up automatic payments, and check your balance from your computer or phone. Mobile banking apps work the same way. If you need to send money to someone, you can do it online or through your bank's app without stepping into a branch.
For mail, you have a few workarounds. If you need to send something urgently, UPS and FedEx locations often stay open on federal holidays — check their websites or call ahead. Private mailbox services like UPS Store locations may also be open. For routine mail, simply post it the day before or the day after Veterans Day.
Planning ahead: what to do before Veterans Day
If you know you will need cash, a deposit, or a stamp on or around Veterans Day, handle it the day before. Visit your bank or post office on November 10 (or the business day before the observed holiday) to withdraw what you need, deposit checks, and buy stamps or mail packages.
If you have bills due on November 11, set up automatic payments through your bank's online system before the holiday. Most banks process automatic payments even on federal holidays, so your payment will go through on time. Do not wait until Veterans Day to do this.
Check your bank's website or call the branch directly if you are unsure whether it will be open. Some smaller banks or credit unions may have different hours or may stay open in certain locations. A quick phone call removes the guesswork.
Mail delivery and post office services on Veterans Day
The U.S. Postal Service does not deliver mail on Veterans Day. If you are expecting a package or letter, it will not arrive on November 11. Delivery resumes the next business day. If November 11 falls on a Friday, mail delivery resumes on Monday, November 13.
Post office boxes remain locked on Veterans Day. You cannot access your box to retrieve mail or deposit outgoing mail. If you have a post office box and need to send something, use the mail slot outside the post office (if available) the day before, or wait until the day after.
Priority Mail Express, which normally guarantees delivery on specific dates, does not deliver on Veterans Day. If you are sending something that needs to arrive by a certain date, account for the holiday when choosing your shipping method.
What happens if you mail something on Veterans Day
If you put mail in a collection box or post office mail slot on Veterans Day, it will not be picked up that day. Collection boxes are emptied only on business days. Your mail will sit in the box until the next business day, when it will be picked up and processed. This means mail posted on Veterans Day will be processed starting the day after.
For time-sensitive mail, this delay matters. If you need something to arrive by a specific date, do not rely on posting it on Veterans Day. Mail it the day before instead, or use Priority Mail Express if the post office is open the day before and you need may provide delivery.
Bank holidays and your paycheck on Veterans Day
If your employer deposits your paycheck via direct deposit, it will go through on Veterans Day even though banks are closed. Direct deposits process automatically and do not require a bank branch to be open. Your money will be in your account on payday, regardless of whether it is a federal holiday.
If you receive a paper paycheck and need to deposit it on Veterans Day, you will have to wait until the next business day. Use a mobile deposit feature on your bank's app if available — most banks allow you to photograph the check and deposit it through the app without visiting a branch.
Frequently Asked Questions
Can I use an ATM on Veterans Day?
Yes. ATMs operate 24/7, including on Veterans Day. You can withdraw cash, check your balance, and deposit checks (if your ATM has that feature) on the holiday. There are no restrictions on ATM use on federal holidays.
Will my automatic bill payment go through on Veterans Day?
Yes. Automatic payments scheduled through your bank process on federal holidays, including Veterans Day. Your payment will be sent on the scheduled date even if the bank branch is closed. Set up automatic payments through your online banking portal.
What if I need to mail something urgently on Veterans Day?
The post office will be closed, but UPS and FedEx locations often stay open on federal holidays. Check their websites or call ahead to confirm hours. Private mailbox services and some UPS Store locations may also be open. For routine mail, post it the day before.
Does mail get delivered on Veterans Day?
No. The U.S. Postal Service does not deliver mail on Veterans Day. Delivery resumes the next business day. If you are expecting a package, it will arrive the day after the holiday.
What if Veterans Day falls on a weekend?
The federal holiday is observed on the nearest weekday — usually Friday if Veterans Day is on Saturday, or Monday if it is on Sunday. Banks and post offices close on the observed date, not the calendar date. Check your bank's website to confirm which day it will be closed.