Your checking account number is printed on the bottom left of your checks, in your bank's mobile app, and on statements your bank sends you
The easiest place to look is the bottom of a check from your account. The account number appears after the routing number and before the check number. If you do not have checks handy, log into your bank's website or mobile app — your account number is almost always visible on the dashboard or in an account details section. You can also call your bank's customer service line or visit a branch in person and ask them to provide it.
Your account number is unique to that specific checking account. If you have multiple accounts at the same bank, each one has its own number. You will need both your routing number and account number together when setting up direct deposit, making wire transfers, or authorizing automatic payments.
Key Takeaways
- Your checking account number appears on the bottom left of any check you have, right after the routing number.
- Logging into your bank's website or app will show your account number on the account overview or details page.
- A phone call to your bank's customer service line will get you the number within minutes if you cannot find it elsewhere.
- You need both your routing number and account number together for direct deposit, wire transfers, and automatic bill payments.
Finding it on a paper check
Look at the bottom of any check from your account. You will see a series of numbers printed in a special magnetic ink format. The first set of numbers (usually nine digits) is your routing number. The second set of numbers (usually ten to twelve digits) is your account number. The third set is the check number itself.
The account number is the middle group. Write it down or take a photo if you need to keep it. If your checks are old or the ink has faded, the numbers may be hard to read — in that case, move to one of the other methods below.
Finding it in your bank's app or website
Open your bank's mobile app or log into their website on a computer. Look for a section labeled "Account Details," "Account Information," or "My Accounts." Your checking account number will be displayed there, usually near the account balance and recent transactions.
Some banks show the full account number right away. Others show only the last four digits for security and require you to click or tap to reveal the full number. If you cannot find it in the obvious place, try the settings menu or contact information section — some banks tuck account details there instead.
Calling your bank or visiting a branch
Call the customer service number on the back of your debit card or on your bank's website. Have your Social Security number or other identifying information ready. A representative will verify who you are and provide your account number over the phone.
You can also walk into any branch of your bank with a photo ID and ask a teller for your account number. They will look it up in seconds and can write it down for you or print it on a slip of paper. This is often the fastest option if you have a branch nearby.
Finding it on bank statements
Your bank sends you statements by mail or email (depending on your preferences). Open a recent statement and look at the top — your account number is usually printed there along with your name and address. If you receive electronic statements, search your email for the most recent one from your bank and open the PDF or document.
Statements are especially useful if you need to confirm the account number is correct before giving it to someone else. The statement shows the number your bank has on file, which is the authoritative version.
What to do if you cannot find it
If you have lost access to your checks, cannot log into your online banking, and do not have recent statements, contact your bank directly. You will need to verify your identity — usually with your Social Security number, date of birth, and answers to security questions you set up when you opened the account.
If you have forgotten your online banking password, use the "Forgot Password" link on your bank's login page to reset it. This usually takes a few minutes and will get you back into your account where you can see your account number immediately.
Keeping your account number safe
Your account number is sensitive information. Do not share it with anyone unless you are setting up a legitimate transaction like direct deposit or a wire transfer. Scammers sometimes call or email pretending to be from your bank and ask for your account number — your bank already has this information and will never ask for it unsolicited.
When you give your account number to someone, make sure you know who you are giving it to. Legitimate businesses (your employer, the Social Security Administration, your utility company) will tell you exactly why they need it and how they will use it.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is printed on the front of the card and is different from your account number. Your account number is what you use for direct deposit and bank transfers. Your debit card number is what you use to make purchases or withdraw cash.
Can I use my account number to make purchases online?
No. Online purchases require your debit card number, expiration date, and CVV code. Your account number is used for bank-to-bank transfers and direct deposit, not for retail transactions. Never give your account number to a store or website.
What if I see multiple account numbers in my online banking?
Each account you have at the bank has its own number. If you have a checking account and a savings account, they will have different account numbers. Make sure you are using the number for the correct account when you set up a transfer or direct deposit.
Do I need my account number to open a new account at the same bank?
No. When you open a new account, the bank will assign you a new account number. You do not need your existing account number to open another one, though having it on hand can speed up the process if you want to link the accounts.