Your checking account number is printed on the bottom left of every check you write, and also appears in your online banking portal and on statements from your bank.
The account number is usually 10 to 12 digits long and sits between two sets of routing numbers at the bottom of a check. If you do not have checks handy, you can find it by logging into your bank's website or mobile app, calling your bank's customer service line, or looking at a recent bank statement. Each method takes less than five minutes.
You will need this number when you set up direct deposit for paychecks, arrange automatic bill payments, receive wire transfers, or provide banking details to an employer or government agency. Having it on hand saves time when you are filling out forms or talking to your bank.
Key Takeaways
- Your account number appears on the bottom left of every check, between the routing number and a second set of numbers.
- Online banking portals show your account number in the account details or summary section, usually within one click.
- Bank statements printed or sent by email display your account number near the top or in the account information section.
- Calling your bank's customer service number on the back of your debit card will connect you to someone who can read your account number aloud.
Finding your account number on a check
Look at the bottom of any check. You will see a series of numbers printed in magnetic ink. The first set of numbers on the left is your bank's routing number. The second set, which comes immediately after, is your account number. The third set on the right is the check number itself.
The account number is typically 10 to 12 digits, though this varies by bank. Write it down or take a photo so you have it when you need it. If you have not ordered checks yet or your checks are packed away, move to one of the other methods below.
Locating it in your online banking account
Log into your bank's website or open the mobile app. Look for a section labeled "Account Details," "Account Information," or "My Accounts." Your account number will be displayed there, often alongside your routing number and account type.
Some banks show the account number on the main dashboard as soon as you log in. Others require you to click into a specific account to see the full number. If you cannot find it after a quick look, use the search function in the app or website and type "account number." Most banks will direct you to the right page.
Checking your bank statement
Open a recent bank statement, whether you received it by mail or email. The account number is usually printed near the top of the page, often labeled "Account Number" or "Account #." It may also appear in a section titled "Account Information" or "Account Details."
If you no longer have paper statements, log into your online banking and download a recent statement as a PDF. The account number will be in the same location. Statements typically go back several months in your online portal, so you have multiple options to choose from.
Calling your bank directly
Dial the customer service number on the back of your debit card or on your most recent statement. When you reach a representative, provide your name and confirm your identity by answering security questions or providing your Social Security number. The representative will then read your account number aloud.
This method works at any time your bank is open, including evenings and weekends if your bank offers 24-hour support. It is the fastest option if you need the number immediately and do not have access to a computer or your checks.
What to do if you cannot locate your account number
If you have tried the methods above and still cannot find your account number, visit your bank in person. Bring a government-issued ID and ask a teller to provide your account number. They can print it for you or write it down on the spot.
You can also contact your bank through their website's chat feature or email support if they offer it. Explain that you need your account number and provide the information they ask for to verify your identity. Response times vary, but most banks answer within one business day.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is printed on the front of the card and is different from your account number. The account number is what your bank uses internally to track your checking account. You need the account number for direct deposit and wire transfers, not the debit card number.
Can I use my account number to make purchases online?
No. Your account number alone cannot be used to make purchases. Online retailers and payment services require your full debit card number, expiration date, and security code. Your account number is for banking transactions only, such as setting up automatic payments or receiving deposits.
What if I see multiple account numbers in my online banking?
You may have more than one account with your bank — for example, a checking account and a savings account. Each one has its own account number. Make sure you are using the correct number for the account you need. The account type is usually labeled next to the number.
Do I need to memorize my account number?
You do not need to memorize it, but it is helpful to write it down or save it somewhere secure. Keep it in a safe place separate from your checks and debit card. You will need it when filling out forms, so having it readily available saves time.