Where to find your routing number right now
Your bank's routing number is printed on the bottom left of every check you have from that bank. Look at the first set of nine digits before the account number — that is your routing number. If you do not have checks in front of you, the fastest way is to call your bank's customer service line (the number is on your debit card or bank statement) and ask for the routing number. They will give it to you in under a minute.
If you want to find it without calling, log into your online banking account. Most banks display the routing number in the account details or settings section, often labeled "Bank Information" or "Account Details." Some banks put it on the main dashboard next to your account number.
Your bank's website also lists the routing number, usually in a section called "Routing Numbers" or "Bank Information." Search the site for "routing number" or look under customer service or FAQs. If your bank has multiple branches or locations, the routing number is the same across all of them — it identifies the bank itself, not a specific branch.
Key Takeaways
- The routing number is the first nine digits on the bottom left of any check from your bank.
- Calling your bank's customer service line will give you the routing number in under a minute.
- Your online banking account usually displays the routing number in the account details or settings section.
- Your bank's website has a routing number lookup tool or lists it in the customer service section.
- The routing number is the same for all branches of the same bank — it does not change by location.
Using your bank's online banking portal
Log into your account on your bank's website or mobile app. Once you are signed in, look for a section labeled "Account Information," "Account Details," "Bank Information," or "Settings." The routing number is usually displayed alongside your account number in this section.
If you cannot find it in the obvious places, use the search function within the app or website and type "routing number." Most banking platforms will take you directly to the page that shows it. Some banks also display it on the account summary or dashboard that appears when you first log in.
Calling your bank directly
The phone number for customer service is on the back of your debit card, on your bank statement, or on your bank's website. When you call, tell the representative you need your routing number. Have your account number ready, though most banks will ask only for your name and the last four digits of your Social Security number to verify your identity.
Customer service lines are usually open during business hours and sometimes on weekends. If you call after hours, you may reach an automated system that can direct you to the information or let you leave a message for a callback.
Finding it on your bank statement
Open a recent bank statement — either a paper copy or a PDF from your online account. The routing number is often printed at the bottom of the first page or in a section labeled "Bank Information." Not all statements display it, but most do.
If your statement does not show the routing number, the check method or online banking method will work faster than searching through multiple statements.
Using your bank's website routing number lookup
Many banks have a dedicated page where you can search for the routing number by entering your state or branch location. Go to your bank's main website and search for "routing number lookup" or "find routing number." You will usually find a tool that lets you enter your state or city and shows you the routing number for branches in that area.
This method works well if you are setting up a transfer or payment and need to confirm the number before you enter it. It also works if you have moved and switched branches — you can look up the routing number for your new branch location.
What to do if you cannot find it
If you have tried the methods above and still cannot locate the routing number, call your bank's main customer service line. Have your account number and identification ready. The representative can give you the routing number over the phone and can also confirm it is correct for the type of transfer or payment you are making.
If you are trying to set up a direct deposit or automatic payment and your employer or the receiving organization needs the routing number, ask them if they have a list of routing numbers for common banks. Many large employers and payment processors maintain these lists and can tell you the routing number without you having to call the bank.
Routing numbers for online banks and credit unions
Online banks and credit unions display routing numbers the same way as traditional banks — on checks, in online banking portals, and on their websites. If you bank with an online-only institution, log into your account and look for "Account Information" or call their customer service line. The process is identical.
Credit unions often have multiple routing numbers depending on which service you are using (direct deposit, wire transfers, ACH payments). If you are setting up a specific type of transfer, ask the credit union which routing number to use for that service. They will direct you to the correct one.
Frequently Asked Questions
Is the routing number the same for all branches of my bank?
Yes. The routing number identifies the bank itself, not a specific branch. All branches of the same bank use the same routing number. If you switch branches or move to a different location, you do not need a new routing number.
Can I use someone else's check to find my routing number?
Yes, as long as the check is from the same bank and the same account type. The routing number on their check will be the same as yours. However, the account number will be different, so make sure you use your own account number when you set up transfers or payments.
What if my bank merged with another bank?
After a merger, your routing number may change. Log into your online banking account or call customer service to confirm your current routing number. Do not assume it is the same as it was before the merger.
Do I need a different routing number for wire transfers versus direct deposit?
Most banks use the same routing number for all types of transfers. However, some banks and credit unions have different routing numbers for different services. When you set up a wire transfer or direct deposit, ask your bank which routing number to use for that specific service.
What if I have multiple accounts at the same bank?
All accounts at the same bank share the same routing number. The routing number identifies the bank; your account number identifies which account within that bank. You only need one routing number, regardless of how many accounts you have.