Where to find your DCU checking account number
Your DCU checking account number is printed on the bottom left of every check you receive from the credit union. It appears after the routing number (which comes first) and before the check number (which comes last). The format is typically nine or ten digits.
If you don't have a check handy, you can find your account number in three other places: your DCU debit card (printed on the front), your monthly statement (listed at the top), or your online banking portal (visible when you log in). Each of these sources will show the same account number, so you only need to locate one.
DCU is Digital Federal Credit Union, a member-owned financial institution based in Massachusetts. Your account number is unique to your checking account and stays the same for as long as you hold that account. It does not change if you update your address, phone number, or other personal information.
Key Takeaways
- Your DCU checking account number appears on the bottom left of your checks, after the routing number and before the check number.
- You can also find it on your debit card, your monthly statement, or by logging into your DCU online banking account at dcu.org.
- The account number is typically nine or ten digits and remains the same throughout the life of your account.
- You will need both your routing number and account number together to set up direct deposit, wire transfers, or automatic bill payments.
- If you cannot locate your account number, call DCU member services at 1-800-328-1935 or visit a branch in person with a photo ID.
Checking your DCU debit card
If you have a DCU debit card, your account number is printed on the front of the card. It appears below your name and above the expiration date. The card also displays your routing number separately, though the routing number is not always visible on the card itself — you may need to refer to a check or your statement for that.
The debit card number (the long number across the front) is different from your account number. The account number is shorter and appears in a different location on the card. Do not confuse the two when providing information to your employer or a service provider.
Your debit card number changes if you request a replacement card or if your card expires and DCU sends you a new one. Your account number does not change in these situations.
Logging into DCU online banking
Go to dcu.org and sign in with your username and password. Once logged in, your account number will display on your account dashboard or summary page. This is often the fastest way to find it if you're already at a computer.
If you have multiple accounts with DCU, make sure you're viewing the correct checking account, as each account has its own number. The online portal will label each account so you know which one you're looking at. Your savings account, money market account, and checking account will each have separate numbers.
You can also download your statement as a PDF from the online portal and save it to your computer for future reference. This gives you a permanent record of your account number without needing to call or visit a branch.
Checking your monthly statement
Your DCU statement — whether you receive it by mail or view it online — lists your account number at the top of the first page. It appears next to your name and account type. This is a reliable source because the statement is official documentation from the credit union.
If you receive paper statements, keep one in a safe place for reference. If you view statements online, you can download and save a PDF copy for your records. Statements are typically available online within a few days of the end of your statement cycle.
Your statement also shows your routing number, so you can gather both pieces of information from a single document. This makes the statement a convenient reference when you need to provide both numbers to your employer or a service provider.
What to do if you can't find your account number
Call DCU's member services line at 1-800-328-1935. A representative can confirm your account number over the phone after verifying your identity with questions about your account. This is the fastest option if you need the number right away and don't have access to a check, card, or statement.
You can also visit a DCU branch in person with a photo ID, and a staff member will provide your account number. DCU has branches throughout New England and the Mid-Atlantic region, though you can conduct most banking online or by phone. Branch hours vary by location, so check dcu.org for the branch nearest you.
If you are setting up direct deposit and need your account number immediately, calling member services is faster than waiting for a statement or visiting a branch. Have your Social Security number or other identifying information ready when you call.
Using your account number for common tasks
You will need your account number (along with your routing number) to set up direct deposit from your employer, arrange automatic bill payments, or receive wire transfers. Banks and employers will ask for both numbers together, so have them ready when you contact them.
When you provide your account number to a third party — such as a payroll department or a bill payment service — you are authorizing them to access your account for that specific transaction. Only share your account number with organizations you trust. Do not share it in unsecured emails or text messages.
Your account number is also needed if you want to transfer money between your DCU account and an account at another bank. The receiving bank will ask for your DCU routing number and account number to complete the transfer.
Frequently Asked Questions
Is my DCU account number the same as my debit card number?
No. Your account number is a separate nine- or ten-digit code. Your debit card number is a longer 16-digit number printed across the front of the card. You need the account number for direct deposit and wire transfers, not the card number.
What's the difference between my routing number and my account number?
Your routing number identifies DCU as the financial institution (it's the same for all DCU members). Your account number identifies your specific checking account within DCU. You need both together for direct deposit and ACH transfers.
Can I change my DCU account number?
No. Your account number is permanent and tied to your account. If you close the account and open a new one, you will receive a new account number. Changing your account number is not an option while the account remains open.
Do I need my account number to log into DCU online banking?
No. You log in with your username and password. Once you're logged in, your account number will display on your dashboard. You don't need to know it in advance to access your account online.
What if I have both a checking and savings account at DCU?
Each account has its own separate number. When you log into online banking, you'll see both accounts listed separately. Make sure you're providing the correct account number to your employer or service provider, depending on which account you want the money deposited into.