Disconnect Rocket Money in three steps
To remove Rocket Money's access to your bank account, log into the Rocket Money app or website, go to Settings, find Connected Accounts or Linked Banks, and select the bank you want to disconnect. Tap or click Remove, Disconnect, or Delete — the exact wording varies by app version — and confirm. Rocket Money will stop pulling transaction data within minutes, though your account history in the app may remain visible for a period.
The process takes less than two minutes. You do not need to contact Rocket Money support unless the disconnect button does not appear or the connection persists after you remove it.
Key Takeaways
- Disconnecting Rocket Money stops it from reading your transactions and balance, but does not delete your account or history within the app.
- You disconnect through the app or website settings under Connected Accounts or Linked Banks, not through your bank's website.
- If you disconnect and then want to reconnect later, you will need to re-authenticate with your bank using the same login process as the first time.
- Rocket Money cannot withdraw money from your account — it only reads transaction data — so disconnecting is safe and does not affect your bank account itself.
- Some users disconnect because they no longer use the app; others do so because they prefer not to share banking credentials with third-party services.
Where to find the disconnect option in the app
Open Rocket Money on your phone or computer. Tap or click the menu icon (usually three horizontal lines or a gear symbol) to reach Settings. Look for a section called Connected Accounts, Linked Banks, Bank Connections, or Accounts — the label depends on your app version and whether you are on iOS, Android, or the web.
Once you find that section, you will see a list of banks or financial institutions you have connected. Tap or click the one you want to remove. A menu will appear with options including Remove, Disconnect, Delete, or Unlink. Select that option and confirm when prompted. Some versions ask you to confirm a second time to prevent accidental removal.
What happens to your data after you disconnect
Rocket Money stops pulling new transaction data immediately after you disconnect. Transactions and balances you see in the app will no longer update. However, the historical data Rocket Money already collected — past transactions, spending categories, budgets you created — typically remains in your account for 30 to 90 days before the app deletes it, depending on Rocket Money's retention policy.
If you want to delete your entire Rocket Money account and all associated data, you will need to take a separate step: usually found in Settings under Account or Privacy, there is a Delete Account or Close Account option. Disconnecting a single bank is not the same as closing your account.
Reconnecting later if you change your mind
If you disconnect Rocket Money and later decide you want to use it again, you can reconnect the same bank. Go back to Connected Accounts, select Add Bank or Link Account, and follow the authentication steps. You will need to enter your bank login credentials again — Rocket Money does not store them, so you must re-enter them each time you reconnect.
When you reconnect, Rocket Money will begin pulling data from the date you reconnect forward. It will not automatically restore the historical data from before you disconnected, though some of that data may still be visible in your account if you have not deleted your account entirely.
Why you might want to disconnect
Some people disconnect because they no longer use Rocket Money's budgeting or subscription-tracking features. Others disconnect because they prefer not to share banking login credentials with third-party apps, even though Rocket Money uses industry-standard encryption and does not store those credentials.
A smaller number disconnect because they are concerned about data privacy or because they want to reduce the number of apps with access to their financial information. Disconnecting is a straightforward way to revoke that access without closing your bank account or affecting your banking relationship.
Troubleshooting if the disconnect button does not appear
If you cannot find the disconnect option, try these steps: First, make sure you are logged into the correct Rocket Money account — if you have multiple accounts, you may be looking in the wrong one. Second, update the Rocket Money app to the latest version; older versions sometimes have different menu layouts or missing features. Third, try disconnecting from the web version at rocket.money instead of the mobile app, or vice versa.
If the disconnect button still does not appear after updating, contact Rocket Money support through the app or at their website. Provide them with your account email and the name of the bank you want to disconnect. Support can manually remove the connection if there is a technical issue preventing you from doing so yourself.
What Rocket Money cannot do after you disconnect
Rocket Money cannot withdraw money from your account, make transfers, or change any settings at your bank — it only reads transaction data. Disconnecting does not protect you from unauthorized withdrawals because Rocket Money never had that ability in the first place. Your bank account itself is unaffected by disconnecting the app.
If you are concerned about unauthorized activity on your bank account, that is a separate issue to address with your bank directly, not with Rocket Money. Contact your bank's fraud department if you notice suspicious transactions.
Frequently Asked Questions
Does disconnecting Rocket Money delete my account?
No. Disconnecting a bank removes that bank's data from syncing, but your Rocket Money account remains active. To fully delete your account and all data, you must find the Delete Account option in Settings. Some users disconnect a bank but keep their Rocket Money account to use other features.
Will my bank know I disconnected Rocket Money?
Your bank will not send you a notification. Rocket Money stops requesting access to your account, so no new data flows between them. Your bank's records show that a third-party app had access; disconnecting simply stops that access going forward.
Can I disconnect one bank but keep another connected?
Yes. If you have multiple banks linked to Rocket Money, you can disconnect one while leaving the others connected. Go to Connected Accounts, select the specific bank you want to remove, and disconnect only that one.
What if I disconnect and then reconnect the same bank — will I lose my spending history?
Rocket Money will not automatically restore historical data from before you disconnected. When you reconnect, it begins pulling data from that point forward. However, if you did not delete your entire account, some older data may still be visible in the app depending on Rocket Money's retention settings.
Is it safe to disconnect Rocket Money?
Yes. Disconnecting simply revokes the app's permission to read your transactions. It does not affect your bank account, your bank's security, or your ability to use online banking. Your bank account remains fully functional and secure.